State Comparison

New York vs Texas

Texas is cheaper overall, while New York has higher incomes, Texas has lower state income tax, and Texas gets more sunshine.

New York

NY • Northeast

Better quality of life

Quality of Life Score

57.94

Texas

TX • South

Quality of Life Score

47.21

New York

8 / 31

metrics won

Score

Texas

23 / 31

metrics won

Wins

TX wins Housing

TX wins Quality of Life

TX wins Climate

TX wins Income

Quality of Life

Composite score — income, affordability, education, health, and safety.

New York winner

57.94

Texas

47.21

New York scores higher on quality of life — 10.73 points difference.

Quick Take

New York vs Texas

This quick read mixes affordability, housing, income, politics, density, and climate so the biggest tradeoffs show up fast.

New York is about 4.9 times smaller than Texas.
Texas has a larger population than New York by 8,944,256 people.
Texas has the lower cost-of-living index. Texas is at 94.3, while New York is at 132.7.
New York has the higher median household income at $78,609, compared with $66,963 in Texas.

Overview

Key differences overview

These cards keep the comparison factual first, so the biggest tradeoffs in affordability, housing, taxes, politics, climate, and day-to-day living are easy to scan.

Overall Affordability

Texas is 38.4 points cheaper overall

Texas has the lower cost-of-living index. Texas is at 94.3, while New York is at 132.7.

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Income

New York income is 17.4% higher

New York has the higher median household income at $78,609, compared with $66,963 in Texas.

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Jobs

New York minimum wage is $9.75 higher

New York has the higher statewide minimum wage at $17.00/hr, compared with $7.25/hr in Texas.

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Housing

New York homes cost about 1.2x more

Texas has the lower median home value at $294,400, versus $367,200 in New York.

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Taxes

Texas has lower state income tax

Texas has the lower state income tax rate. Its top rate is 0.00%, compared with 10.90% in New York.

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Cost of Driving

Texas gas is about $0.25 cheaper

Texas has the lower regular gas price at $3.824/gal, versus $4.069/gal in New York.

View detailed comparison

Full Comparison

Pick a category to focus on. General shows the most important facts at a glance.

Metric	NY	TX	Deep dive
Capital City The official state capital.	Albany	Austin	Details ->
State Color Simple political color label based on the 2024 presidential result and battleground status.	Solid Blue	Solid Red	Details ->
Population Total resident population (2020 Census).	20,201,249	29,145,505	Details ->
Median Income Median household income in U.S. dollars.	$78,609	$66,963	Details ->
Cost of Living Composite cost of living index (100 = national average). Lower = more affordable.	132.7	94.3	Details ->
Median Housing Value Median residential home value in U.S. dollars.	$367,200	$294,400	Details ->
Property Tax Effective real-estate property tax rate (% of home value, WalletHub February 17, 2026 using 2024 data).	1.55%	1.49%	Details ->
State Income Tax Top marginal state income tax rate. 0% = no state income tax.	10.90%	None (0%)	Details ->
Minimum Wage State minimum wage in U.S. dollars per hour (U.S. Department of Labor, updated January 1, 2026).	$17.00/hr	$7.25/hr	Details ->
Gas Price Average regular gasoline price by state (AAA State Gas Price Averages, updated daily).	$4.069/gal	$3.824/gal	Details ->
Electricity Rates Average residential electricity price in cents per kWh (EIA monthly state data, January 2026 preliminary).	28.37 c/kWh	15.69 c/kWh	Details ->
Livability Score Best States to Live In total score (August 11, 2025).	57.94	47.21	Details ->
Average Temperature Average annual statewide temperature in degrees Fahrenheit.	45.4°F	64.8°F	Details ->
Sunny Days Average number of sunny or mostly sunny days per year.	63 days	135 days	Details ->
Land Area Total land area in square miles.	54,555 sq mi	268,596 sq mi	Details ->
Population Density Number of residents per square mile.	370.3 per sq mi	108.5 per sq mi	Details ->
Statehood When the state was admitted to the Union and its admission order.	July 26, 1788 (#11)	December 29, 1845 (#28)	Details ->

Population -> Median Income -> Cost of Living -> Median Housing Value -> Property Tax -> State Income Tax -> Minimum Wage -> Gas Price -> Electricity Rates -> Livability Score -> Average Temperature -> Sunny Days -> Land Area -> Population Density ->

Metric	NY	TX	Deep dive
Population Total resident population (2020 Census).	20,201,249	29,145,505	Details ->
Population Density Number of residents per square mile.	370.3 per sq mi	108.5 per sq mi	Details ->
Bachelor's Degree Adults age 25+ with a bachelor's degree or higher (ACS 2023).	40.6%	34.2%	Details ->
Advanced Degree Adults age 25+ with a graduate or professional degree (ACS 2023).	18.1%	12.6%	Details ->

Population -> Population Density -> Bachelor's Degree -> Advanced Degree ->

Metric	NY	TX	Deep dive
Minimum Wage State minimum wage in U.S. dollars per hour (U.S. Department of Labor, updated January 1, 2026).	$17.00/hr	$7.25/hr	Details ->

Minimum Wage ->

Metric	NY	TX	Deep dive
Livability Score Best States to Live In total score (August 11, 2025).	57.94	47.21	Details ->
Cost of Living Composite cost of living index (100 = national average). Lower = more affordable.	132.7	94.3	Details ->
Gas Price Average regular gasoline price by state (AAA State Gas Price Averages, updated daily).	$4.069/gal	$3.824/gal	Details ->
Electricity Rates Average residential electricity price in cents per kWh (EIA monthly state data, January 2026 preliminary).	28.37 c/kWh	15.69 c/kWh	Details ->
Commute Time Average commute time in minutes.	31.2 min	26.6 min	Details ->

Livability Score -> Cost of Living -> Gas Price -> Electricity Rates -> Commute Time ->

Metric	NY	TX	Deep dive
Average Temperature Average annual statewide temperature in degrees Fahrenheit.	45.4°F	64.8°F	Details ->
Summer Temperature Average statewide summer temperature across June, July, and August.	66.5°F	81.1°F	Details ->
Winter Temperature Average statewide winter temperature across December, January, and February.	23.3°F	47.9°F	Details ->
Sunny Days Average number of sunny or mostly sunny days per year.	63 days	135 days	Details ->
Annual Precipitation Average annual rain and snowfall combined, measured in inches.	41.8 in	28.9 in	Details ->

Average Temperature -> Summer Temperature -> Winter Temperature -> Sunny Days -> Annual Precipitation ->

Metric	NY	TX	Deep dive
Median Housing Value Median residential home value in U.S. dollars.	$367,200	$294,400	Details ->
Median Gross Rent Median gross monthly rent in U.S. dollars.	$1,578/mo	$1,232/mo	Details ->
Median Monthly Owner Costs With Mortgage Median selected monthly owner costs for households with a mortgage.	-	-	Details ->
Owner Costs Without Mortgage Median selected monthly owner costs for households without a mortgage.	-	-	Details ->
Homeownership Rate Share of occupied housing units that are owner-occupied.	53.6%	62.6%	Details ->
Home Value to Income Ratio Median home value divided by median household income.	4.67x	4.40x	Details ->
Rent to Income Ratio Annualized median gross rent as a share of median household income.	24.1%	22.1%	Details ->
Owner Costs to Income Median selected monthly owner costs as a percentage of household income (ACS 2023).	18.9%	18.0%	Details ->

Median Housing Value -> Median Gross Rent -> Median Monthly Owner Costs With Mortgage -> Owner Costs Without Mortgage -> Homeownership Rate -> Home Value to Income Ratio -> Rent to Income Ratio -> Owner Costs to Income ->

Metric	NY	TX	Deep dive
State Income Tax Top marginal state income tax rate. 0% = no state income tax.	10.90%	None (0%)	Details ->
State Sales Tax State-level sales tax rate. 0% = no state sales tax (local taxes may apply).	4.00%	6.25%	Details ->
Property Tax Effective real-estate property tax rate (% of home value, WalletHub February 17, 2026 using 2024 data).	1.55%	1.49%	Details ->

State Income Tax -> State Sales Tax -> Property Tax ->

Metric	NY	TX	Deep dive
State Color Simple political color label based on the 2024 presidential result and battleground status.	Solid Blue	Solid Red	Details ->
Presidential Voting Margin Signed 2024 presidential margin in percentage points (positive = Democratic, negative = Republican).	Dem +12.52	Rep +13.66	Details ->
Swing State / Battleground Whether the state was part of the core 2024 battleground map.	Not a battleground	Not a battleground	Details ->
Governor Party Current governor's party (NCSL partisan composition, January 27, 2026).	Democratic	Republican	Details ->
State House Control Current partisan control of the lower legislative chamber (NCSL, January 27, 2026).	Democratic	Republican	Details ->
State Senate Control Current partisan control of the upper legislative chamber (NCSL, January 27, 2026).	Democratic	Republican	Details ->
Trifecta Whether one party controls the governorship and both legislative chambers (NCSL, January 27, 2026).	Democratic Trifecta	Republican Trifecta	Details ->

Presidential Voting Margin ->

Metric	NY	TX	Deep dive
Gun Laws Status Simplified statewide gun-law label based on current Giffords grades: A to B = Restrictive, C to F = Permissive (scorecard modified February 20, 2026).	Restrictive	Permissive	Details ->
Alcohol Laws Whether the state uses a control-state or license-state model for distilled-spirit sales (NABCA directory accessed April 6, 2026).	License State	License State	Details ->
Marijuana Legalization Current statewide marijuana status: Legal, Medical, or Illegal (NCSL state cannabis laws page updated June 27, 2025).	Legal	Medical	Details ->

Metric	NY	TX	Deep dive
Land Area Total land area in square miles.	54,555 sq mi	268,596 sq mi	Details ->
Highest Point Highest natural point in the state, with summit elevation.	Mount Marcy (5,344 ft)	Guadalupe Peak (8,751 ft)	Details ->
Statehood When the state was admitted to the Union and its admission order.	July 26, 1788 (#11)	December 29, 1845 (#28)	Details ->
Capital City The official state capital.	Albany	Austin	Details ->
Region U.S. Census Bureau geographic region.	Northeast	South	Details ->

Land Area -> Highest Point ->

Metric	NY	TX	Deep dive
Life Expectancy Life expectancy at birth in years (CDC 2021).	79.4 yrs	76.2 yrs	Details ->
Uninsured Rate Share of residents without health insurance coverage.	4.8%	16.4%	Details ->
Obesity Rate Adult obesity prevalence.	29.5%	35.6%	Details ->

Life Expectancy -> Uninsured Rate -> Obesity Rate ->

Metric	NY	TX	Deep dive
Violent Crime Rate Violent crime incidents per 100,000 residents (FBI UCR 2022).	319.6	431.8	Details ->
Property Crime Rate Property crime incidents per 100,000 residents.	1736.2	2338.9	Details ->

Violent Crime Rate -> Property Crime Rate ->

Metric	NY	TX	Deep dive
Median Income Median household income in U.S. dollars.	$78,609	$66,963	Details ->
Regional Price Parity Official price level relative to the national average (100 = U.S. average).	114.8	97.2	Details ->
Poverty Rate Share of residents below the federal poverty line (ACS 2023).	14.2%	13.7%	Details ->
Employment/Population Ratio Employed civilian population as a share of the adult population (ACS 2023).	59.7%	62.6%	Details ->
Unemployment Rate Seasonally adjusted unemployment rate (BLS, December 2025).	4.6%	4.3%	Details ->
Job Growth Change in total nonfarm payroll employment from December 2024 to December 2025 (BLS).	0.7%	0.9%	Details ->

Median Income -> Regional Price Parity -> Poverty Rate -> Employment/Population Ratio -> Unemployment Rate -> Job Growth ->

Intent-Oriented

Which state fits your priorities better?

Use these cards as decision shortcuts for common goals like saving money, buying a home, finding better weather, or optimizing for work and family life.

Saving Money

Texas is cheaper overall

Overall cost-of-living index: 94.3 vs 132.7 in New York. On a national baseline of 100, the lower score usually means cheaper day-to-day expenses.

See full data

Gas Price

Texas is cheaper at the pump

Average regular gas price: $3.824/gal in Texas vs $4.069/gal in New York. Lower pump prices can cut everyday driving costs.

See full data

Minimum Wage

New York has the higher minimum wage

State minimum wage: $17.00/hr in New York vs $7.25/hr in Texas. That matters most for hourly, entry-level, and part-time workers.

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Electricity Rates

Texas has cheaper electricity

Average residential electricity rate: 15.69 c/kWh in Texas vs 28.37 c/kWh in New York. Lower cents-per-kWh pricing can help keep utility bills down.

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Buying a Home

Texas is more attainable for buyers

Home-value-to-income ratio: 4.40x in Texas vs 4.67x in New York. A lower ratio means the median home is easier to afford on a median income.

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Renting

Texas is easier for renters

Rent-to-income ratio: 22.1% in Texas vs 24.1% in New York. A lower percentage means rent takes a smaller bite out of a typical household budget.

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Property Tax

Texas has lower property taxes

Effective property tax rate: 1.49% in Texas vs 1.55% in New York. A lower rate usually means a smaller yearly tax bill relative to home value.

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State Color

New York votes bluer

2024 presidential margin: Dem +12.52 in New York vs Rep +13.66 in Texas.

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Gun Laws

New York has stricter gun laws

New York falls into the restrictive category, while Texas falls into the permissive category on this simplified statewide comparison.

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Marijuana Legalization

New York has broader marijuana access

New York currently rates as Legal, while Texas rates as Medical under statewide marijuana law.

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Lower Taxes

Texas has no state income tax

Texas charges no state income tax. New York levies up to 10.90% at the top marginal rate.

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More Space

Texas feels less crowded

Population density: 108.5 per sq mi in Texas vs 370.3 per sq mi in New York. Lower density usually means more space and less day-to-day congestion.

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Shorter Commute

Texas has the shorter commute

Average commute: 26.6 min in Texas vs 31.2 min in New York.

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Job Opportunities

Texas looks better for job seekers

Unemployment rate: 4.3% in Texas vs 4.6% in New York. Texas also leads on job growth.

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Remote Workers

New York looks better for remote workers

Livability score: 57.94 in New York vs 47.21 in Texas.

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Families

New York looks better for families

New York wins more family-oriented signals in this matchup, including violent crime rate, life expectancy, uninsured rate compared with Texas.

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Warmer Climate

Texas is warmer overall

Average annual temperature: 64.8°F in Texas vs 45.4°F in New York.

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More Sunshine

Texas gets more sun

Sunny days per year: 135 days in Texas vs 63 days in New York.

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Detailed Metric Pages

Grouped tabs keep the deep-dive links tighter and easier to scan.

Population

Texas has a larger population than New York by 8,944,256 people.

Population Density

New York is more densely populated than Texas.

Bachelor's Degree

New York has a higher college-educated share than Texas.

Advanced Degree

New York has a higher advanced-degree share than Texas.

New York vs Texas - Common Questions

Q Is New York cheaper to live in than Texas?

Texas has the lower cost of living. On the national index (100 = average), Texas scores 94.3 versus 132.7 for New York - a gap of 38.4 points.

Q Which state is bigger - New York or Texas?

Texas is larger, covering 268,596 sq mi compared with 54,555 sq mi for New York - roughly 4.9x the size.

Q Does New York or Texas have more people?

Texas has the larger population at 29,145,505, compared with 20,201,249 in New York.

Q Which state has higher household income - New York or Texas?

New York has the higher median household income at $78,609, versus $66,963 in Texas.

Q Which state has lower income taxes - New York or Texas?

Texas has no state income tax, while New York charges up to 10.90%.

Q Is housing cheaper in New York or Texas?

Homes are cheaper in Texas, where the median home value is $294,400, versus $367,200 in New York.

Q Which state is more densely populated - New York or Texas?

New York is more densely populated at 370.3 per sq mi people per sq mi. Texas is more spread out at 108.5 per sq mi people per sq mi.

Related Comparisons

Methodology

All figures are sourced from U.S. government datasets and updated annually. Page last updated: April 2026.

Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files and statehood dates from the National Archives. Income, housing, affordability, and tax fields are maintained in our comparison dataset, with minimum wage data from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker. See our editorial policy for how we review and update these pages.