New York vs Texas: Owner Costs to Income
Texas has a lower owner costs to income ratio than New York.
Visual Comparison
Difference: 0.90 percentage points — Texas leads.
National Rankings
Where They Rank Nationally
See where both states fall among all 50 states for owner costs to income.
10 Best States — Owner Costs to Income
Lower is better
West Virginia
Arkansas
North Dakota
Alabama
Mississippi
South Carolina
Indiana
Tennessee
Kentucky
Missouri
New York
Texas
New York ranks 39th and Texas ranks 36th nationally for owner costs to income.
Related Context
Ownership Cost Burden
Lenders typically flag anything above 28% as stretched — here's how ownership stacks up against income.
What This Means
New York vs Texas: Owner Costs to Income in context
Texas has a owner costs to income of 18.0%, compared with 18.9% in New York. Median selected monthly owner costs as a percentage of household income (ACS 2023).
People Also Ask
New York vs Texas Owner Costs to Income — Common Questions
Q What is New York's owner costs to income?
New York's owner costs to income is 18.9%.
Q What is Texas's owner costs to income?
Texas's owner costs to income is 18.0%.
Q Which state has a lower owner costs to income — New York or Texas?
Texas has a lower owner costs to income ratio than New York.
More Comparisons: New York vs Texas
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Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.