Homeownership Rate Comparison
Housing

New York vs Texas: Homeownership Rate

Texas has a higher homeownership rate than New York.

New York flag
New York
NY • Northeast
53.6%
Share of occupied housing units that are owner-occupied.
Texas flag
Texas
TX • South
Winner
62.6%
Share of occupied housing units that are owner-occupied.

Visual Comparison

New York 53.6%
Texas 62.6%

Difference: 9.00 percentage points — Texas leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for homeownership rate.

New York #50 · 53.6%
Texas #46 · 62.6%
Lowest Highest

Top 10 States — Homeownership Rate

#1 West Virginia flag West Virginia
77.0%
#2 Minnesota flag Minnesota
75.8%
#3 Mississippi flag Mississippi
74.6%
#4 Michigan flag Michigan
74.2%
#5 Delaware flag Delaware
74.0%
#6 Iowa flag Iowa
72.7%
#7 South Carolina flag South Carolina
72.5%
#8 Maine flag Maine
72.2%
#9 Indiana flag Indiana
72.0%
#10 Vermont flag Vermont
71.8%
Selected states
#50 New York flag New York
53.6%
#46 Texas flag Texas
62.6%

New York ranks 50th and Texas ranks 46th nationally for homeownership rate.

Related Context

Homeownership Factors

High or low ownership isn't inherently better — it reflects prices, income, and local preferences.

Metric
New York
Texas
Median Home Value
$367,200
$294,400
Median Gross Rent
$1,578/mo
$1,232/mo
Median Household Income
$78,609
$66,963
Property Tax Rate
1.55%
1.49%

What This Means

New York vs Texas: Homeownership Rate in context

Texas has a homeownership rate of 62.6%, compared with 53.6% in New York, a gap of 16.8%. Share of occupied housing units that are owner-occupied.

New York
53.6%
Texas
62.6%
Difference
9.00 percentage points

People Also Ask

New York vs Texas Homeownership Rate — Common Questions

Q What is New York's homeownership rate?

New York's homeownership rate is 53.6%.

Q What is Texas's homeownership rate?

Texas's homeownership rate is 62.6%.

Q Which state has a higher homeownership rate — New York or Texas?

Texas has a higher homeownership rate than New York.

Q How much more homeownership rate does Texas have compared to New York?

9.00 percentage points.

More Comparisons: New York vs Texas

Grouped tabs keep the deep-dive links tighter and easier to scan.

Median Housing Value Median Gross Rent Median Monthly Owner Costs With Mortgage Owner Costs Without Mortgage Home Value to Income Ratio Rent to Income Ratio Owner Costs to Income Home Insurance Cost
Full Comparison

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Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.