Student Loan Debt Comparison
Education

New York vs Texas: Student Loan Debt

Texas has lower average student loan debt than New York by $4,981.

New York flag
New York
NY • Northeast
$38,751
Average federal student loan debt per borrower.
Texas flag
Texas
TX • South
Winner
$33,770
Average federal student loan debt per borrower.

Visual Comparison

New York $38,751
Texas $33,770

Difference: $4,981 — Texas leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for student loan debt.

New York #42 · $38,751
Texas #14 · $33,770
Best Worst

10 Best States — Student Loan Debt

Lower is better
#1 North Dakota flag North Dakota
$29,115
#2 Wyoming flag Wyoming
$30,631
#3 Iowa flag Iowa
$30,698
#4 South Dakota flag South Dakota
$31,171
#5 Nebraska flag Nebraska
$32,206
#6 Oklahoma flag Oklahoma
$32,245
#7 West Virginia flag West Virginia
$32,343
#8 Wisconsin flag Wisconsin
$32,619
#9 Kansas flag Kansas
$33,013
#10 Indiana flag Indiana
$33,234
Selected states
#42 New York flag New York
$38,751
#14 Texas flag Texas
$33,770

New York ranks 42nd and Texas ranks 14th nationally for student loan debt.

What This Means

New York vs Texas: Student Loan Debt in context

Texas has a student loan debt of $33,770, compared with $38,751 in New York. Average federal student loan debt per borrower.

New York
$38,751
Texas
$33,770
Difference
$4,981

People Also Ask

New York vs Texas Student Loan Debt — Common Questions

Q What is New York's student loan debt?

New York's student loan debt is $38,751.

Q What is Texas's student loan debt?

Texas's student loan debt is $33,770.

Q Which state has a lower student loan debt — New York or Texas?

Texas has lower average student loan debt than New York by $4,981.

More Comparisons: New York vs Texas

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Full Comparison

Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.