Florida
FL • South
Quality of Life Score
58.51
State Comparison
Florida vs Texas
Texas is cheaper overall, while $100 goes further in Texas, Florida has higher incomes, and Texas gets more sunshine.
Florida
13
/ 30
metrics won
Score
VS
Texas
17
/ 30
metrics won
TX wins Housing
TX wins Quality of Life
TX wins Climate
FL wins Demographics
Quality of Life
Composite score — income, affordability, education, health, and safety.
Florida
winner
vs
Texas
Florida scores higher on quality of life — 11.30 points difference.
Overview
Key differences overview
These cards keep the comparison factual first, so the biggest tradeoffs in affordability, housing, taxes, politics, climate, and day-to-day living are easy to scan.
Overall Affordability
Texas is 6.2 points cheaper overall
Texas has the lower cost-of-living index. Texas is at 94.3, while Florida is at 100.5.
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Real Dollar Value
$100 goes $2.72 further in Texas
After BEA price-level adjustments, $100 has about $109.17 of local buying power in Texas, versus $106.45 in Florida.
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Income
Florida income is 1.4% higher
Florida has the higher median household income at $67,917, compared with $66,963 in Texas.
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Jobs
Florida minimum wage is $6.75 higher
Florida has the higher statewide minimum wage at $14.00/hr, compared with $7.25/hr in Texas.
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Housing
Florida homes cost about 1.2x more
Texas has the lower median home value at $294,400, versus $348,000 in Florida.
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Taxes
Texas has lower state income tax
Texas has the lower state income tax rate. Its top rate is 0.00%, compared with 0.00% in Florida.
View detailed comparisonTake-Home Calculator
What's Your Salary Really Worth?
Enter your gross income to see real purchasing power and the cost-of-living equivalent in both states.
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Florida
- Gross salary
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- State income tax (none)
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- After state tax
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- Real buying power (BEA RPP)
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Texas
- Gross salary
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- State income tax (none)
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- After state tax
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- Real buying power (BEA RPP)
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Cost-of-Living Equivalent
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* "After state tax" uses the top marginal rate — actual effective rate is lower for most incomes. Real buying power uses BEA Regional Price Parity (100.7 for Florida, 97.2 for Texas). COL equivalent uses the MERIC/C2ER composite index.
Tradeoffs
Pros and cons for each state
A fast scan of the biggest advantages and drawbacks pulled from affordability, housing, income, taxes, safety, health, education, jobs, and weather.
Florida
At-a-glance strengths and tradeoffs
Pros: Florida
- Florida shows higher median income.
- Florida has lower property tax rates on average.
- Florida has a lower violent crime rate.
- Florida health access/outcomes proxy is higher.
- Florida health coverage access proxy is stronger.
- Florida education proxy is higher.
Cons
- Florida has a higher overall cost of living.
- Florida has a higher housing cost index.
- Florida has higher median home values.
- Florida job growth trend is weaker.
- Florida has fewer sunny days.
Texas
At-a-glance strengths and tradeoffs
Pros: Texas
- Texas has a lower overall cost of living.
- Texas has a lower housing cost index.
- Texas has lower median home values.
- Texas job growth trend is stronger.
- Texas has more sunny days.
Cons
- Texas shows lower median income.
- Texas has higher property tax rates on average.
- Texas has a higher violent crime rate.
- Texas health access/outcomes proxy is lower.
- Texas health coverage access proxy is weaker.
- Texas education proxy is lower.
Full Comparison
Pick a category to focus on. General shows the most important facts at a glance.
| Metric |
FL
|
TX
|
|---|---|---|
|
Capital City
|
Tallahassee | Austin |
|
State Color
|
Solid Red | Solid Red |
|
Population
|
21,538,187
|
29,145,505
|
|
Median Income
|
$67,917
|
$66,963
|
|
Cost of Living
|
100.5
|
94.3
|
|
Median Housing Value
|
$348,000
|
$294,400
|
|
Property Tax
|
0.76%
|
1.49%
|
|
State Income Tax
|
None (0%) | None (0%) |
|
Minimum Wage
|
$14.00/hr
|
$7.25/hr
|
|
Gas Price
|
$4.198/gal
|
$3.824/gal
|
|
Electricity Rates
|
15.92 c/kWh
|
15.69 c/kWh
|
|
Livability Score
|
58.51
|
47.21
|
|
Average Temperature
|
70.7°F
|
64.8°F
|
|
Sunny Days
|
101 days
|
135 days
|
|
Land Area
|
65,758 sq mi
|
268,596 sq mi
|
|
Population Density
|
327.5 per sq mi
|
108.5 per sq mi
|
|
Statehood
|
March 3, 1845 (#27)
|
December 29, 1845 (#28)
|
Intent-Oriented
Which state fits your priorities better?
Use these cards as decision shortcuts for common goals like saving money, buying a home, finding better weather, or optimizing for work and family life.
6
of
14
shown
Saving Money
Texas is cheaper overall
Overall cost-of-living index: 94.3 vs 100.5 in Florida. On a national baseline of 100, the lower score usually means cheaper day-to-day expenses.
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Gas Price
Texas is cheaper at the pump
Average regular gas price: $3.824/gal in Texas vs $4.198/gal in Florida. Lower pump prices can cut everyday driving costs.
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Minimum Wage
Florida has the higher minimum wage
State minimum wage: $14.00/hr in Florida vs $7.25/hr in Texas. That matters most for hourly, entry-level, and part-time workers.
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Electricity Rates
Texas has cheaper electricity
Average residential electricity rate: 15.69 c/kWh in Texas vs 15.92 c/kWh in Florida. Lower cents-per-kWh pricing can help keep utility bills down.
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Buying a Home
Texas is more attainable for buyers
Home-value-to-income ratio: 4.40x in Texas vs 5.12x in Florida. A lower ratio means the median home is easier to afford on a median income.
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Renting
Texas is easier for renters
Rent-to-income ratio: 22.1% in Texas vs 25.5% in Florida. A lower percentage means rent takes a smaller bite out of a typical household budget.
See full dataExplore by Category
Dive Deeper
Each link opens a full one-on-one breakdown for that metric — national rankings, charts, and context.
People Also Ask
Florida vs Texas - Common Questions
Q Is Florida cheaper to live in than Texas?
Texas has the lower cost of living. On the national index (100 = average), Texas scores 94.3 versus 100.5 for Florida - a gap of 6.2 points.
Q Where does $100 go further - Florida or Texas?
$100 goes further in Texas. After BEA regional price adjustments, $100 is worth about $109.17 in Texas, compared with $106.45 in Florida.
Q Which state is bigger - Florida or Texas?
Texas is larger, covering 268,596 sq mi compared with 65,758 sq mi for Florida - roughly 4.1x the size.
Q Does Florida or Texas have more people?
Texas has the larger population at 29,145,505, compared with 21,538,187 in Florida.
Q Which state has higher household income - Florida or Texas?
Florida has the higher median household income at $67,917, versus $66,963 in Texas.
Q Is housing cheaper in Florida or Texas?
Homes are cheaper in Texas, where the median home value is $294,400, versus $348,000 in Florida.
Q Which state is more densely populated - Florida or Texas?
Florida is more densely populated at 327.5 per sq mi people per sq mi. Texas is more spread out at 108.5 per sq mi people per sq mi.
Related Comparisons
Methodology
All figures are sourced from U.S. government datasets and updated annually. Page last updated: April 2026.
Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files and statehood dates from the National Archives. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker. See our editorial policy for how we review and update these pages.