State Comparison

Alabama vs Texas

Alabama is cheaper overall, while $100 goes further in Alabama, Texas has higher incomes, Texas has lower state income tax, and Texas gets more sunshine.

Alabama flag
Alabama
AL • South
Quality of Life Score
47.01
Texas flag
Texas
TX • South
Overall winner
Quality of Life Score
47.21
Alabama flag
Alabama
11 / 30
metrics won
Texas flag
Texas
19 / 30
metrics won
Wins
Alabama flag AL wins Housing Texas flag TX wins Quality of Life Texas flag TX wins Climate Texas flag TX wins Income

Quality of Life

Composite score — income, affordability, education, health, and safety.

Alabama flag Alabama
47.01
vs
Texas flag Texas winner
47.21
Texas scores higher on quality of life — 0.20 points difference.

Overview

Key differences overview

These cards keep the comparison factual first, so the biggest tradeoffs in affordability, housing, taxes, politics, climate, and day-to-day living are easy to scan.

Overall Affordability

Alabama is 5.7 points cheaper overall

Alabama has the lower cost-of-living index. Alabama is at 88.6, while Texas is at 94.3.

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Real Dollar Value

$100 goes $5.45 further in Alabama

After BEA price-level adjustments, $100 has about $114.62 of local buying power in Alabama, versus $109.17 in Texas.

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Income

Texas income is 21.9% higher

Texas has the higher median household income at $66,963, compared with $54,943 in Alabama.

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Jobs

Texas has the higher minimum wage

Texas has the higher statewide minimum wage at $7.25/hr, compared with $7.25/hr in Alabama.

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Housing

Texas homes cost about 1.7x more

Alabama has the lower median home value at $174,600, versus $294,400 in Texas.

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Taxes

Texas has lower state income tax

Texas has the lower state income tax rate. Its top rate is 0.00%, compared with 5.00% in Alabama.

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Take-Home Calculator

What's Your Salary Really Worth?

Enter your gross income to see real purchasing power and the cost-of-living equivalent in both states.

$
$10k$250k$500k
Alabama
Gross salary
State income tax (top rate 5.0%)
After state tax
Real buying power (BEA RPP)
Texas
Gross salary
State income tax (none)
After state tax
Real buying power (BEA RPP)

Cost-of-Living Equivalent

* "After state tax" uses the top marginal rate — actual effective rate is lower for most incomes. Real buying power uses BEA Regional Price Parity (87.2 for Alabama, 97.2 for Texas). COL equivalent uses the MERIC/C2ER composite index.

Tradeoffs

Pros and cons for each state

A fast scan of the biggest advantages and drawbacks pulled from affordability, housing, income, taxes, safety, health, education, jobs, and weather.

Alabama flag

Alabama

At-a-glance strengths and tradeoffs

Pros: Alabama

  • Alabama has a lower overall cost of living.
  • Alabama has a lower housing cost index.
  • Alabama has lower median home values.
  • Alabama has lower property tax rates on average.
  • Alabama health coverage access proxy is stronger.

Cons

  • Alabama shows lower median income.
  • Alabama has a higher violent crime rate.
  • Alabama job growth trend is weaker.
  • Alabama health access/outcomes proxy is lower.
  • Alabama education proxy is lower.
  • Alabama has fewer sunny days.
Texas flag

Texas

At-a-glance strengths and tradeoffs

Pros: Texas

  • Texas shows higher median income.
  • Texas has a lower violent crime rate.
  • Texas job growth trend is stronger.
  • Texas health access/outcomes proxy is higher.
  • Texas education proxy is higher.
  • Texas has more sunny days.

Cons

  • Texas has a higher overall cost of living.
  • Texas has a higher housing cost index.
  • Texas has higher median home values.
  • Texas has higher property tax rates on average.
  • Texas health coverage access proxy is weaker.

Full Comparison

Pick a category to focus on. General shows the most important facts at a glance.

Metric Alabama flag AL Texas flag TX
Capital City
Montgomery Austin
State Color
Solid Red Solid Red
Population
5,024,279
29,145,505
Median Income
$54,943
$66,963
Cost of Living
88.6
94.3
Median Housing Value
$174,600
$294,400
Property Tax
0.38%
1.49%
State Income Tax
5.00%
None (0%)
Minimum Wage
$7.25/hr
$7.25/hr
Gas Price
$3.840/gal
$3.824/gal
Electricity Rates
16.06 c/kWh
15.69 c/kWh
Livability Score
47.01
47.21
Average Temperature
62.8°F
64.8°F
Sunny Days
99 days
135 days
Land Area
52,419 sq mi
268,596 sq mi
Population Density
95.8 per sq mi
108.5 per sq mi
Statehood
December 14, 1819 (#22)
December 29, 1845 (#28)

Intent-Oriented

Which state fits your priorities better?

Use these cards as decision shortcuts for common goals like saving money, buying a home, finding better weather, or optimizing for work and family life.

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Saving Money

Alabama is cheaper overall

Overall cost-of-living index: 88.6 vs 94.3 in Texas. On a national baseline of 100, the lower score usually means cheaper day-to-day expenses.

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Gas Price

Texas is cheaper at the pump

Average regular gas price: $3.824/gal in Texas vs $3.840/gal in Alabama. Lower pump prices can cut everyday driving costs.

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Electricity Rates

Texas has cheaper electricity

Average residential electricity rate: 15.69 c/kWh in Texas vs 16.06 c/kWh in Alabama. Lower cents-per-kWh pricing can help keep utility bills down.

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Buying a Home

Alabama is more attainable for buyers

Home-value-to-income ratio: 3.18x in Alabama vs 4.40x in Texas. A lower ratio means the median home is easier to afford on a median income.

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Renting

Alabama is easier for renters

Rent-to-income ratio: 20.2% in Alabama vs 22.1% in Texas. A lower percentage means rent takes a smaller bite out of a typical household budget.

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Property Tax

Alabama has lower property taxes

Effective property tax rate: 0.38% in Alabama vs 1.49% in Texas. A lower rate usually means a smaller yearly tax bill relative to home value.

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Dive Deeper

Each link opens a full one-on-one breakdown for that metric — national rankings, charts, and context.

People Also Ask

Alabama vs Texas - Common Questions

Q Is Alabama cheaper to live in than Texas?

Alabama has the lower cost of living. On the national index (100 = average), Alabama scores 88.6 versus 94.3 for Texas - a gap of 5.7 points.

Q Where does $100 go further - Alabama or Texas?

$100 goes further in Alabama. After BEA regional price adjustments, $100 is worth about $114.62 in Alabama, compared with $109.17 in Texas.

Q Which state is bigger - Alabama or Texas?

Texas is larger, covering 268,596 sq mi compared with 52,419 sq mi for Alabama - roughly 5.1x the size.

Q Does Alabama or Texas have more people?

Texas has the larger population at 29,145,505, compared with 5,024,279 in Alabama.

Q Which state has higher household income - Alabama or Texas?

Texas has the higher median household income at $66,963, versus $54,943 in Alabama.

Q Which state has lower income taxes - Alabama or Texas?

Texas has no state income tax, while Alabama charges up to 5.00%.

Q Is housing cheaper in Alabama or Texas?

Homes are cheaper in Alabama, where the median home value is $174,600, versus $294,400 in Texas.

Q Which state is more densely populated - Alabama or Texas?

Texas is more densely populated at 108.5 per sq mi people per sq mi. Alabama is more spread out at 95.8 per sq mi people per sq mi.

Methodology

All figures are sourced from U.S. government datasets and updated annually. Page last updated: April 2026.

Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files and statehood dates from the National Archives. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker. See our editorial policy for how we review and update these pages.