Education

Alabama vs Texas: Student Loan Debt

Texas has lower average student loan debt than Alabama by $4,049.

Alabama flag
Alabama
AL · South
$37,819
Average federal student loan debt per borrower.
Texas flag
Texas
TX · South
Winner
$33,770
Average federal student loan debt per borrower.

Visual comparison

Alabama$37,819
Texas$33,770

Difference: $4,049 — Texas leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for student loan debt.

Alabama #38 · $37,819
Texas #14 · $33,770
Best Worst

10 Best States — Student Loan Debt

Lower is better
#1 North Dakota flag North Dakota
$29,115
#2 Wyoming flag Wyoming
$30,631
#3 Iowa flag Iowa
$30,698
#4 South Dakota flag South Dakota
$31,171
#5 Nebraska flag Nebraska
$32,206
#6 Oklahoma flag Oklahoma
$32,245
#7 West Virginia flag West Virginia
$32,343
#8 Wisconsin flag Wisconsin
$32,619
#9 Kansas flag Kansas
$33,013
#10 Indiana flag Indiana
$33,234
Selected states
#38 Alabama flag Alabama
$37,819
#14 Texas flag Texas
$33,770

Alabama ranks 38th and Texas ranks 14th nationally for student loan debt.

What this means

Alabama vs Texas: Student Loan Debt in context

Texas's student loan debt is $33,770, compared with $37,819 in Alabama. Average federal student loan debt per borrower.

Alabama
$37,819
Texas
$33,770
Difference
$4,049

People also ask

Alabama vs Texas Student Loan Debt — common questions

QWhat is Alabama's student loan debt?

Alabama's student loan debt is $37,819.

QWhat is Texas's student loan debt?

Texas's student loan debt is $33,770.

QWhich state has a lower student loan debt — Alabama or Texas?

Texas has lower average student loan debt than Alabama by $4,049.

More comparisons: Alabama vs Texas

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Full comparison

Data source and freshness

Data period
Latest incorporated release
Dataset reviewed
July 23, 2026
Method note
Average federal student loan balance per borrower.