Housing

Florida vs Texas: Owner Costs Without Mortgage

Texas has lower owner costs without a mortgage than Florida by $63.

Florida flag
Florida
FL · South
$766/mo
Median selected monthly owner costs for households without a mortgage (ACS 2024 1-year estimates, table B25088).
Texas flag
Texas
TX · South
Winner
$703/mo
Median selected monthly owner costs for households without a mortgage (ACS 2024 1-year estimates, table B25088).

Visual comparison

Florida$766/mo
Texas$703/mo

Difference: $63 — Texas leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for owner costs without mortgage.

Florida #39 · $766/mo
Texas #34 · $703/mo
Best Worst

10 Best States — Owner Costs Without Mortgage

Lower is better
#1 West Virginia flag West Virginia
$412/mo
#2 Mississippi flag Mississippi
$449/mo
#3 Arkansas flag Arkansas
$450/mo
#4 New Mexico flag New Mexico
$450/mo
#5 Tennessee flag Tennessee
$468/mo
#6 Alabama flag Alabama
$469/mo
#7 Kentucky flag Kentucky
$470/mo
#8 Louisiana flag Louisiana
$471/mo
#9 South Carolina flag South Carolina
$476/mo
#10 Idaho flag Idaho
$500/mo
Selected states
#39 Florida flag Florida
$766/mo
#34 Texas flag Texas
$703/mo

Florida ranks 39th and Texas ranks 34th nationally for owner costs without mortgage.

What this means

Florida vs Texas: Owner Costs Without Mortgage in context

Texas's owner costs without mortgage is $703/mo, compared with $766/mo in Florida. Median selected monthly owner costs for households without a mortgage (ACS 2024 1-year estimates, table B25088).

Florida
$766/mo
Texas
$703/mo
Difference
$63

People also ask

Florida vs Texas Owner Costs Without Mortgage — common questions

QWhat is Florida's owner costs without mortgage?

Florida's owner costs without mortgage is $766/mo.

QWhat is Texas's owner costs without mortgage?

Texas's owner costs without mortgage is $703/mo.

QWhich state has a lower owner costs without mortgage — Florida or Texas?

Texas has lower owner costs without a mortgage than Florida by $63.

More comparisons: Florida vs Texas

Grouped tabs keep the deep-dive links tighter and easier to scan.

Full comparison

Data source and freshness

Data period
ACS 2024 1-year estimates
Dataset reviewed
July 23, 2026
Method note
Median selected monthly owner costs for owner-occupied housing units.