Quality of Life
Florida vs Texas: Average Credit Score
Florida has a higher average credit score than Texas.
National Rankings
Where They Rank Nationally
See where both states fall among all 50 states for average credit score.
Florida
#37 · 704
Texas
#47 · 692
Lowest
Highest
Top 10 States — Average Credit Score
#1
Minnesota
741
Minnesota
#2
Vermont
737
Vermont
#3
Wisconsin
737
Wisconsin
#4
New Hampshire
735
New Hampshire
#5
Washington
734
Washington
#6
Maine
731
Maine
#7
Massachusetts
731
Massachusetts
#8
South Dakota
731
South Dakota
#9
Hawaii
730
Hawaii
#10
Montana
730
Montana
Selected states
#37
Florida
704
Florida
#47
Texas
692
Texas
Florida ranks 37th and Texas ranks 47th nationally for average credit score.
What this means
Florida vs Texas: Average Credit Score in context
Florida's average credit score is 704, compared with 692 in Texas. Average consumer credit score by state in 2025.
Florida
704
Texas
692
People also ask
Florida vs Texas Average Credit Score — common questions
QWhat is Florida's average credit score?
Florida's average credit score is 704.
QWhat is Texas's average credit score?
Texas's average credit score is 692.
QWhich state has a higher average credit score — Florida or Texas?
Florida has a higher average credit score than Texas.
More comparisons: Florida vs Texas
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Data source and freshness
Primary source
Data period
2025
Dataset reviewed
July 23, 2026
Method note
Average score copied from the maintained ranking table.