Quality of Life

Florida vs Texas: Average Credit Score

Florida has a higher average credit score than Texas.

Florida flag
Florida
FL · South
Winner
704
Average consumer credit score by state in 2025.
Texas flag
Texas
TX · South
692
Average consumer credit score by state in 2025.

Visual comparison

Florida704
Texas692

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for average credit score.

Florida #37 · 704
Texas #47 · 692
Lowest Highest

Top 10 States — Average Credit Score

#1 Minnesota flag Minnesota
741
#2 Vermont flag Vermont
737
#3 Wisconsin flag Wisconsin
737
#4 New Hampshire flag New Hampshire
735
#5 Washington flag Washington
734
#6 Maine flag Maine
731
#7 Massachusetts flag Massachusetts
731
#8 South Dakota flag South Dakota
731
#9 Hawaii flag Hawaii
730
#10 Montana flag Montana
730
Selected states
#37 Florida flag Florida
704
#47 Texas flag Texas
692

Florida ranks 37th and Texas ranks 47th nationally for average credit score.

What this means

Florida vs Texas: Average Credit Score in context

Florida's average credit score is 704, compared with 692 in Texas. Average consumer credit score by state in 2025.

Florida
704
Texas
692

People also ask

Florida vs Texas Average Credit Score — common questions

QWhat is Florida's average credit score?

Florida's average credit score is 704.

QWhat is Texas's average credit score?

Texas's average credit score is 692.

QWhich state has a higher average credit score — Florida or Texas?

Florida has a higher average credit score than Texas.

More comparisons: Florida vs Texas

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Full comparison

Data source and freshness

Data period
2025
Dataset reviewed
July 23, 2026
Method note
Average score copied from the maintained ranking table.