Florida vs Texas | Quality of Life

Quality of Life Comparison

Florida

Texas

How Florida and Texas compare on quality of life: livability score, best state to live in, cost of living, and more.

Overview

Key differences

Livability Score

Florida has a higher livability score than Texas.

Best State to Live In

Florida scores higher as a state to live in Texas.

Cost of Living

Texas is more affordable than Florida.

Gas Price

Texas has cheaper regular gas than Florida by $0.

Gas Tax

Texas has a lower state gas tax than Florida.

Electricity Rates

Texas has cheaper residential electricity than Florida.

Metric	FL	TX	Deep dive
Livability Score Best States to Live In total score (August 11, 2025).	58.51	47.21	Details ->
Best State to Live In Composite living score for comparing states to live in, based on the existing livability score.	58.51	47.21	Details ->
Cost of Living Composite cost of living index (100 = national average). Lower = more affordable.	100.5	94.3	Details ->
Gas Price Average regular gasoline price by state (AAA State Gas Price Averages, updated daily).	$4.198/gal	$3.824/gal	Details ->
Gas Tax State gasoline excise tax in cents per gallon. Lower = lower state fuel tax burden.	38.61 c/gal	20.00 c/gal	Details ->
Electricity Rates Average residential electricity price in cents per kWh (EIA monthly state data, January 2026 preliminary).	15.92 c/kWh	15.69 c/kWh	Details ->
Commute Time Average commute time in minutes.	28.6 min	26.6 min	Details ->
Car Insurance Cost Average annual full coverage car insurance premium (WalletHub 2026).	$3,406/yr	$2,577/yr	Details ->
Average Credit Score Average consumer credit score by state in 2025.	704	692	Details ->