California
- After state tax
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- Housing / month
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- Left after housing
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- Cost-adjusted remainder
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New York is cheaper overall, while $100 goes further in California, California has higher incomes, New York has lower state income tax, and California gets more sunshine.
What matters to you?
Your match
California and New York split the 32 scored metrics roughly evenly — pick a priority below to see who pulls ahead where it matters to you.
Your match — Saving Money
Cost-of-living index: 132.7 in New York vs 138.5 in California. On a national baseline of 100, the lower score usually means cheaper day-to-day expenses. See full data →
Your match — Housing
Home-value-to-income ratio: 4.67x in New York vs 8.25x in California. Lower means the median home is easier to afford on a median income. See full data →
Your match — Jobs
Unemployment rate: 4.6% in New York vs 5.5% in California. See full data →
Your match — Weather
Average annual temperature: 59.4°F in California vs 45.4°F in New York. See full data →
Your match — Family & Health
New York wins more family-oriented signals in this matchup, including violent crime rate, life expectancy, uninsured rate, compared with California. See full data →
Run the numbers
Illustrative estimate only. Uses top marginal state income tax rate, BEA Regional Price Parity, and median housing costs — excludes federal tax, utilities, insurance, childcare, and debt.
Full comparison
Pick a category. Each row opens the full breakdown for that metric — national rank, chart, and sourcing.
Tradeoffs
The biggest advantages and drawbacks pulled from affordability, housing, income, taxes, safety, health, education, jobs, and weather.
People also ask
New York has the lower cost of living. On the national index (100 = average), New York scores 132.7 versus 138.5 for California - a gap of 5.8 points.
$100 goes further in California. After BEA regional price adjustments, $100 is worth about $92.31 in California, compared with $88.30 in New York.
California is larger, covering 163,696 sq mi compared with 54,555 sq mi for New York - roughly 3.0x the size.
California has the larger population at 39,345,844, compared with 20,003,435 in New York.
California has the higher median household income at $84,097, versus $78,609 in New York.
New York has the lower state income tax top rate at 10.90%, compared with 13.30% in California.
Homes are cheaper in New York, where the median home value is $367,200, versus $693,700 in California.
New York is more densely populated at 366.7 per sq mi people per sq mi. California is more spread out at 240.4 per sq mi people per sq mi.
Figures combine government datasets, named research sources, and clearly labeled derived scores. Dataset reviewed July 23, 2026.
Data periods differ by metric. Open any individual comparison metric to see its primary source, data period, review date, and calculation note. Daily-changing fields such as gas prices are stored snapshots unless the page explicitly says a live feed is used.
See our editorial policy for how we review and update these pages.