Housing

California vs New York: Owner Costs Without Mortgage

California has lower owner costs without a mortgage than New York by $98.

California flag
California
CA · West
Winner
$882/mo
Median selected monthly owner costs for households without a mortgage (ACS 2024 1-year estimates, table B25088).
New York flag
New York
NY · Northeast
$980/mo
Median selected monthly owner costs for households without a mortgage (ACS 2024 1-year estimates, table B25088).

Visual comparison

California$882/mo
New York$980/mo

Difference: $98 — California leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for owner costs without mortgage.

California #44 · $882/mo
New York #46 · $980/mo
Best Worst

10 Best States — Owner Costs Without Mortgage

Lower is better
#1 West Virginia flag West Virginia
$412/mo
#2 Mississippi flag Mississippi
$449/mo
#3 Arkansas flag Arkansas
$450/mo
#4 New Mexico flag New Mexico
$450/mo
#5 Tennessee flag Tennessee
$468/mo
#6 Alabama flag Alabama
$469/mo
#7 Kentucky flag Kentucky
$470/mo
#8 Louisiana flag Louisiana
$471/mo
#9 South Carolina flag South Carolina
$476/mo
#10 Idaho flag Idaho
$500/mo
Selected states
#44 California flag California
$882/mo
#46 New York flag New York
$980/mo

California ranks 44th and New York ranks 46th nationally for owner costs without mortgage.

What this means

California vs New York: Owner Costs Without Mortgage in context

California's owner costs without mortgage is $882/mo, compared with $980/mo in New York. Median selected monthly owner costs for households without a mortgage (ACS 2024 1-year estimates, table B25088).

California
$882/mo
New York
$980/mo
Difference
$98

People also ask

California vs New York Owner Costs Without Mortgage — common questions

QWhat is California's owner costs without mortgage?

California's owner costs without mortgage is $882/mo.

QWhat is New York's owner costs without mortgage?

New York's owner costs without mortgage is $980/mo.

QWhich state has a lower owner costs without mortgage — California or New York?

California has lower owner costs without a mortgage than New York by $98.

More comparisons: California vs New York

Grouped tabs keep the deep-dive links tighter and easier to scan.

Full comparison

Data source and freshness

Data period
ACS 2024 1-year estimates
Dataset reviewed
July 23, 2026
Method note
Median selected monthly owner costs for owner-occupied housing units.