Guide Rankings Economy Updated June 22, 2026

HOA Prevalence by State

Aerial view of a large suburban subdivision with repeating homes and streets

HOA Prevalence by State

Ranking - Economy

Nevada has the highest HOA prevalence at 51.3% of owned homes paying condo or HOA fees. North Dakota is lowest at 7.7%.

Quick Answer

HOA Prevalence by State

  1. 1

    HOA prevalence by state is highest in Nevada, where 51.3% of owned homes paid a condo or HOA fee in 2024.

  2. 2

    North Dakota is lowest at 7.7%. Maine is next at 8.0%, and Rhode Island is at 9.9%.

  3. 3

    New York is only 14.3% by prevalence, but its median monthly fee is the highest at $739. Hawaii is next at $470.

Map

HOA Prevalence by State Map

Homes in HOA
No data
Nevada leads at 51.3%, followed by Arizona at 44.7% and Florida at 44.3%. North Dakota is lowest at 7.7%, with Maine at 8.0% just above it.
HOA Prevalence by State Map
Rank State Homes in HOA
1 Nevada 51.3
2 Arizona 44.7
3 Florida 44.3
4 Colorado 42.4
5 Hawaii 42
6 Delaware 40.5
7 Maryland 37.7
8 South Carolina 34.4
9 Texas 34.3
10 Virginia 34
11 Georgia 33.1
12 Idaho 30.9
13 North Carolina 29.4
14 Washington 26.2
15 Missouri 25.3
16 California 23.7
17 Illinois 23.6
18 Utah 22.4
19 Indiana 22.2
20 Kansas 20.9
21 New Jersey 20.5
22 Oklahoma 19.8
23 Montana 19
24 Tennessee 18.8
25 Michigan 18.1
26 Nebraska 18.1
27 Alabama 17
28 Ohio 17
29 Massachusetts 16.8
30 Alaska 16.2
31 Oregon 16.2
32 Minnesota 16.1
33 Connecticut 15.5
34 New Mexico 15.1
35 Louisiana 14.8
36 New Hampshire 14.8
37 Kentucky 14.7
38 New York 14.3
39 Mississippi 13
40 Wyoming 12.8
41 Pennsylvania 12.6
42 Arkansas 12.1
43 West Virginia 11.4
44 Iowa 11.2
45 Vermont 10.9
46 Wisconsin 10.5
47 South Dakota 10
48 Rhode Island 9.9
49 Maine 8
50 North Dakota 7.7

Nevada leads at 51.3%, followed by Arizona at 44.7% and Florida at 44.3%. North Dakota is lowest at 7.7%, with Maine at 8.0% just above it.

HOA Prevalence by State Table

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Print-ready table — HOA Prevalence by State

States With the Highest and Lowest HOA Prevalence

Highest

51.3
Nevada flag
Nevada #1

Lowest

7.7
North Dakota flag
North Dakota #50

Top 10 Highest — Homes in HOA

#1 Nevada flag Nevada
51.3
#2 Arizona flag Arizona
44.7
#3 Florida flag Florida
44.3
#4 Colorado flag Colorado
42.4
#5 Hawaii flag Hawaii
42.0
#6 Delaware flag Delaware
40.5
#7 Maryland flag Maryland
37.7
#8 South Carolina flag South Carolina
34.4
#9 Texas flag Texas
34.3
#10 Virginia flag Virginia
34.0

Top 10 Lowest — Homes in HOA

#50 North Dakota flag North Dakota
7.7
#49 Maine flag Maine
8.0
#48 Rhode Island flag Rhode Island
9.9
#47 South Dakota flag South Dakota
10.0
#46 Wisconsin flag Wisconsin
10.5
#45 Vermont flag Vermont
10.9
#44 Iowa flag Iowa
11.2
#43 West Virginia flag West Virginia
11.4
#42 Arkansas flag Arkansas
12.1
#41 Pennsylvania flag Pennsylvania
12.6

HOA Prevalence by State Top and Bottom

Aerial view of a master-planned residential neighborhood
HOA prevalence is highest in fast-growing Sun Belt states where large master-planned subdivisions and condo communities are common. Nevada sits clearly at the top, with more than half of owner-occupied homes paying some form of HOA or condo fee.

Nevada ranks first at 51.3%, followed by Arizona at 44.7%, Florida at 44.3%, Colorado at 42.4%, and Hawaii at 42.0%. Delaware is close behind at 40.5%.

North Dakota ranks last at 7.7%. Maine is next at 8.0%, Rhode Island is at 9.9%, and South Dakota is at 10.0%.

States With the Highest HOA Fees

Exterior of a condo or apartment-style residential building in an urban area
High HOA fees are often associated with denser condo buildings, building maintenance, and more expensive urban real estate markets. New York leads by a wide margin on monthly cost even though relatively few owned homes there pay HOA fees at all.

New York has the highest median monthly HOA fee at $739, even though only 14.3% of owned homes pay one. Hawaii is next at $470, and Massachusetts is at $376.

Connecticut reaches $351, New Hampshire is at $316, and Rhode Island is at $314. New Jersey also stands out at $300.

States With the Lowest HOA Prevalence

Small-town residential neighborhood with detached homes and wide spacing
The lowest-HOA states are concentrated in places where owner-occupied housing is more often made up of detached homes outside planned associations. North Dakota, Maine, and South Dakota all sit near the bottom of the table.

North Dakota, Maine, Rhode Island, South Dakota, and Wisconsin make up the bottom five for HOA prevalence. Their shares range from 7.7% to 10.5%.

Arkansas is also low at 12.1%, and Mississippi is at 13.0%. California is much higher than those states at 23.7%, but still far below Nevada at 51.3%.

Quick Answers

Which state has the highest HOA prevalence?
Nevada has the highest HOA prevalence at 51.3% of owned homes paying a condo or HOA fee. Arizona is next at 44.7%.
Which state has the lowest HOA prevalence?
North Dakota is lowest at 7.7%. Maine follows at 8.0%.
What is HOA prevalence in Florida?
Florida is at 44.3%, the third-highest share in the country. Its median monthly HOA fee is $230.
What is HOA prevalence in California?
California is at 23.7% of owned homes paying a condo or HOA fee. Its median monthly HOA fee is $278.
What is HOA prevalence in Texas?
Texas is at 34.3%, just behind South Carolina at 34.4% and ahead of Virginia at 34.0%. The median monthly HOA fee in Texas is $76.
Which state has the highest median HOA fee?
New York has the highest median monthly HOA fee at $739. Hawaii is next at $470, even though Hawaii also has a much higher prevalence at 42.0%.

Methodology

HOA prevalence is the share of owner-occupied homes with a required condo or homeowners association fee, using U.S. Census Bureau ACS 2024 table B25142. Median monthly HOA fee uses ACS 2024 table B25143.

Sources

Information is cross-referenced with official state archives.
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