California
- After state tax
- —
- Housing / month
- —
- Left after housing
- —
- Cost-adjusted remainder
- —
Texas is cheaper overall, while $100 goes further in Texas, California has higher incomes, Texas has lower state income tax, and California gets more sunshine.
What matters to you?
Your match
Texas wins 21 of 33 scored metrics against California.
Your match — Saving Money
Cost-of-living index: 94.3 in Texas vs 138.5 in California. On a national baseline of 100, the lower score usually means cheaper day-to-day expenses. See full data →
Your match — Jobs
State minimum wage: $16.50/hr in California vs $7.25/hr in Texas. Matters most for hourly and entry-level work. See full data →
Your match — Housing
Home-value-to-income ratio: 4.40x in Texas vs 8.25x in California. Lower means the median home is easier to afford on a median income. See full data →
Your match — Weather
Average annual temperature: 64.8°F in Texas vs 59.4°F in California. See full data →
Your match — Family & Health
California wins more family-oriented signals in this matchup, including life expectancy, uninsured rate, bachelor's degree, compared with Texas. See full data →
Run the numbers
Illustrative estimate only. Uses top marginal state income tax rate, BEA Regional Price Parity, and median housing costs — excludes federal tax, utilities, insurance, childcare, and debt.
Full comparison
Pick a category. Each row opens the full breakdown for that metric — national rank, chart, and sourcing.
Tradeoffs
The biggest advantages and drawbacks pulled from affordability, housing, income, taxes, safety, health, education, jobs, and weather.
People also ask
Texas has the lower cost of living. On the national index (100 = average), Texas scores 94.3 versus 138.5 for California - a gap of 44.2 points.
$100 goes further in Texas. After BEA regional price adjustments, $100 is worth about $109.17 in Texas, compared with $92.31 in California.
Texas is larger, covering 268,596 sq mi compared with 163,696 sq mi for California - roughly 1.6x the size.
California has the larger population at 39,345,844, compared with 32,101,064 in Texas.
California has the higher median household income at $84,097, versus $66,963 in Texas.
Texas has no state income tax, while California charges up to 13.30%.
Homes are cheaper in Texas, where the median home value is $294,400, versus $693,700 in California.
California is more densely populated at 240.4 per sq mi people per sq mi. Texas is more spread out at 119.5 per sq mi people per sq mi.
Figures combine government datasets, named research sources, and clearly labeled derived scores. Dataset reviewed July 23, 2026.
Data periods differ by metric. Open any individual comparison metric to see its primary source, data period, review date, and calculation note. Daily-changing fields such as gas prices are stored snapshots unless the page explicitly says a live feed is used.
See our editorial policy for how we review and update these pages.