Housing

California vs Texas: Median Monthly Owner Costs With Mortgage

Texas has lower owner costs with a mortgage than California by $790.

California flag
California
CA · West
$3,001/mo
Median selected monthly owner costs for households with a mortgage (ACS 2024 1-year estimates, table B25088).
Texas flag
Texas
TX · South
Winner
$2,211/mo
Median selected monthly owner costs for households with a mortgage (ACS 2024 1-year estimates, table B25088).

Visual comparison

California$3,001/mo
Texas$2,211/mo

Difference: $790 — Texas leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for median monthly owner costs with mortgage.

California #50 · $3,001/mo
Texas #37 · $2,211/mo
Best Worst

10 Best States — Median Monthly Owner Costs With Mortgage

Lower is better
#1 West Virginia flag West Virginia
$1,272/mo
#2 Arkansas flag Arkansas
$1,375/mo
#3 Mississippi flag Mississippi
$1,448/mo
#4 Kentucky flag Kentucky
$1,453/mo
#5 Indiana flag Indiana
$1,466/mo
#6 Alabama flag Alabama
$1,500/mo
#7 Iowa flag Iowa
$1,538/mo
#8 Ohio flag Ohio
$1,563/mo
#9 Michigan flag Michigan
$1,573/mo
#10 Missouri flag Missouri
$1,589/mo
Selected states
#50 California flag California
$3,001/mo
#37 Texas flag Texas
$2,211/mo

California ranks 50th and Texas ranks 37th nationally for median monthly owner costs with mortgage.

What this means

California vs Texas: Median Monthly Owner Costs With Mortgage in context

Texas's median monthly owner costs with mortgage is $2,211/mo, compared with $3,001/mo in California. Median selected monthly owner costs for households with a mortgage (ACS 2024 1-year estimates, table B25088).

California
$3,001/mo
Texas
$2,211/mo
Difference
$790

People also ask

California vs Texas Median Monthly Owner Costs With Mortgage — common questions

QWhat is California's median monthly owner costs with mortgage?

California's median monthly owner costs with mortgage is $3,001/mo.

QWhat is Texas's median monthly owner costs with mortgage?

Texas's median monthly owner costs with mortgage is $2,211/mo.

QWhich state has a lower median monthly owner costs with mortgage — California or Texas?

Texas has lower owner costs with a mortgage than California by $790.

More comparisons: California vs Texas

Grouped tabs keep the deep-dive links tighter and easier to scan.

Full comparison

Data source and freshness

Data period
ACS 2024 1-year estimates
Dataset reviewed
July 23, 2026
Method note
Median selected monthly owner costs for owner-occupied housing units.