Quality of Life
California vs Massachusetts: Car Insurance Cost
Massachusetts has cheaper average full coverage car insurance than California by $453.
National Rankings
Where They Rank Nationally
See where both states fall among all 50 states for car insurance cost.
California
#44 · $2,567/yr
Massachusetts
#29 · $2,114/yr
Best
Worst
10 Best States — Car Insurance Cost
Lower is better
#1
Vermont
$1,212/yr
Vermont
#2
Maine
$1,251/yr
Maine
#3
Idaho
$1,262/yr
Idaho
#4
Ohio
$1,308/yr
Ohio
#5
Iowa
$1,409/yr
Iowa
#6
Indiana
$1,432/yr
Indiana
#7
Hawaii
$1,434/yr
Hawaii
#8
North Carolina
$1,454/yr
North Carolina
#9
Wisconsin
$1,457/yr
Wisconsin
#10
New Hampshire
$1,510/yr
New Hampshire
Selected states
#44
California
$2,567/yr
California
#29
Massachusetts
$2,114/yr
Massachusetts
California ranks 44th and Massachusetts ranks 29th nationally for car insurance cost.
What this means
California vs Massachusetts: Car Insurance Cost in context
Massachusetts's car insurance cost is $2,114/yr, compared with $2,567/yr in California. Average annual full coverage car insurance premium (WalletHub 2026).
California
$2,567/yr
Massachusetts
$2,114/yr
Difference
$453
People also ask
California vs Massachusetts Car Insurance Cost — common questions
QWhat is California's car insurance cost?
California's car insurance cost is $2,567/yr.
QWhat is Massachusetts's car insurance cost?
Massachusetts's car insurance cost is $2,114/yr.
QWhich state has a lower car insurance cost — California or Massachusetts?
Massachusetts has cheaper average full coverage car insurance than California by $453.
More comparisons: California vs Massachusetts
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Data source and freshness
Primary source
Data period
2026 comparison
Dataset reviewed
July 23, 2026
Method note
Illustrative full-coverage premium; individual quotes vary.