Quality of Life

California vs Massachusetts: Average Credit Score

Massachusetts has a higher average credit score than California.

California flag
California
CA · West
721
Average consumer credit score by state in 2025.
Massachusetts flag
Massachusetts
MA · Northeast
Winner
731
Average consumer credit score by state in 2025.

Visual comparison

California721
Massachusetts731

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for average credit score.

California #21 · 721
Massachusetts #7 · 731
Lowest Highest

Top 10 States — Average Credit Score

#1 Minnesota flag Minnesota
741
#2 Vermont flag Vermont
737
#3 Wisconsin flag Wisconsin
737
#4 New Hampshire flag New Hampshire
735
#5 Washington flag Washington
734
#6 Maine flag Maine
731
#7 Massachusetts flag Massachusetts
731
#8 South Dakota flag South Dakota
731
#9 Hawaii flag Hawaii
730
#10 Montana flag Montana
730
Selected states
#21 California flag California
721

California ranks 21st and Massachusetts ranks 7th nationally for average credit score.

What this means

California vs Massachusetts: Average Credit Score in context

Massachusetts's average credit score is 731, compared with 721 in California. Average consumer credit score by state in 2025.

California
721
Massachusetts
731

People also ask

California vs Massachusetts Average Credit Score — common questions

QWhat is California's average credit score?

California's average credit score is 721.

QWhat is Massachusetts's average credit score?

Massachusetts's average credit score is 731.

QWhich state has a higher average credit score — California or Massachusetts?

Massachusetts has a higher average credit score than California.

More comparisons: California vs Massachusetts

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Data source and freshness

Primary source
USA Symbol — Average Credit Score by State
Data period
2025
Dataset reviewed
July 23, 2026
Method note
Average score copied from the maintained ranking table.