Housing
Arizona vs New York: Owner Costs to Income
Arizona has a lower owner costs to income ratio than New York.
National Rankings
Where They Rank Nationally
See where both states fall among all 50 states for owner costs to income.
Arizona
#17 · 16.6%
New York
#39 · 18.9%
Best
Worst
10 Best States — Owner Costs to Income
Lower is better
#1
West Virginia
13.3%
West Virginia
#2
Arkansas
14.6%
Arkansas
#3
North Dakota
14.7%
North Dakota
#4
Alabama
14.8%
Alabama
#5
Mississippi
15.2%
Mississippi
#6
South Carolina
15.4%
South Carolina
#7
Indiana
15.5%
Indiana
#8
Tennessee
15.5%
Tennessee
#9
Kentucky
15.6%
Kentucky
#10
Missouri
15.9%
Missouri
Selected states
#17
Arizona
16.6%
Arizona
#39
New York
18.9%
New York
Arizona ranks 17th and New York ranks 39th nationally for owner costs to income.
Related context
Ownership Cost Burden
Lenders typically flag anything above 28% as stretched — here's how ownership stacks up against income.
MetricArizonaNew York
Owner Costs w/ Mortgage
$1,893/mo
$2,544/mo
Owner Costs w/o Mortgage
$560/mo
$980/mo
Median Household Income
$72,581
$78,609
Median Home Value
$327,400
$367,200
Property Tax Rate
0.48%
1.55%
What this means
Arizona vs New York: Owner Costs to Income in context
Arizona's owner costs to income is 16.6%, compared with 18.9% in New York. Median selected monthly owner costs as a percentage of household income (ACS 2023).
Arizona
16.6%
New York
18.9%
Difference
2.30 percentage points
People also ask
Arizona vs New York Owner Costs to Income — common questions
QWhat is Arizona's owner costs to income?
Arizona's owner costs to income is 16.6%.
QWhat is New York's owner costs to income?
New York's owner costs to income is 18.9%.
QWhich state has a lower owner costs to income — Arizona or New York?
Arizona has a lower owner costs to income ratio than New York.
More comparisons: Arizona vs New York
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Data source and freshness
Primary source
Data period
ACS 2023 estimates
Dataset reviewed
July 23, 2026
Method note
State values or ratios calculated from ACS fields.