Quality of Life
Arizona vs New York: Car Insurance Cost
Arizona has cheaper average full coverage car insurance than New York by $2,424.
National Rankings
Where They Rank Nationally
See where both states fall among all 50 states for car insurance cost.
Arizona
#28 · $2,111/yr
New York
#50 · $4,535/yr
Best
Worst
10 Best States — Car Insurance Cost
Lower is better
#1
Vermont
$1,212/yr
Vermont
#2
Maine
$1,251/yr
Maine
#3
Idaho
$1,262/yr
Idaho
#4
Ohio
$1,308/yr
Ohio
#5
Iowa
$1,409/yr
Iowa
#6
Indiana
$1,432/yr
Indiana
#7
Hawaii
$1,434/yr
Hawaii
#8
North Carolina
$1,454/yr
North Carolina
#9
Wisconsin
$1,457/yr
Wisconsin
#10
New Hampshire
$1,510/yr
New Hampshire
Selected states
#28
Arizona
$2,111/yr
Arizona
#50
New York
$4,535/yr
New York
Arizona ranks 28th and New York ranks 50th nationally for car insurance cost.
What this means
Arizona vs New York: Car Insurance Cost in context
Arizona's car insurance cost is $2,111/yr, compared with $4,535/yr in New York. Average annual full coverage car insurance premium (WalletHub 2026).
Arizona
$2,111/yr
New York
$4,535/yr
Difference
$2,424
People also ask
Arizona vs New York Car Insurance Cost — common questions
QWhat is Arizona's car insurance cost?
Arizona's car insurance cost is $2,111/yr.
QWhat is New York's car insurance cost?
New York's car insurance cost is $4,535/yr.
QWhich state has a lower car insurance cost — Arizona or New York?
Arizona has cheaper average full coverage car insurance than New York by $2,424.
More comparisons: Arizona vs New York
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Data source and freshness
Primary source
Data period
2026 comparison
Dataset reviewed
July 23, 2026
Method note
Illustrative full-coverage premium; individual quotes vary.