Housing

Alaska vs New York: Owner Costs to Income

Alaska has a lower owner costs to income ratio than New York.

Alaska flag
Alaska
AK · West
Winner
16.8%
Median selected monthly owner costs as a percentage of household income (ACS 2023).
New York flag
New York
NY · Northeast
18.9%
Median selected monthly owner costs as a percentage of household income (ACS 2023).

Visual comparison

Alaska16.8%
New York18.9%

Difference: 2.10 percentage points — Alaska leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for owner costs to income.

Alaska #21 · 16.8%
New York #39 · 18.9%
Best Worst

10 Best States — Owner Costs to Income

Lower is better
#1 West Virginia flag West Virginia
13.3%
#2 Arkansas flag Arkansas
14.6%
#3 North Dakota flag North Dakota
14.7%
#4 Alabama flag Alabama
14.8%
#5 Mississippi flag Mississippi
15.2%
#6 South Carolina flag South Carolina
15.4%
#7 Indiana flag Indiana
15.5%
#8 Tennessee flag Tennessee
15.5%
#9 Kentucky flag Kentucky
15.6%
#10 Missouri flag Missouri
15.9%
Selected states
#21 Alaska flag Alaska
16.8%
#39 New York flag New York
18.9%

Alaska ranks 21st and New York ranks 39th nationally for owner costs to income.

Related context

Ownership Cost Burden

Lenders typically flag anything above 28% as stretched — here's how ownership stacks up against income.

MetricAlaskaNew York
Owner Costs w/ Mortgage $2,253/mo $2,544/mo
Owner Costs w/o Mortgage $698/mo $980/mo
Median Household Income $86,533 $78,609 Median Home Value $316,400 $367,200 Property Tax Rate 1.11% 1.55%

What this means

Alaska vs New York: Owner Costs to Income in context

Alaska's owner costs to income is 16.8%, compared with 18.9% in New York. Median selected monthly owner costs as a percentage of household income (ACS 2023).

Alaska
16.8%
New York
18.9%
Difference
2.10 percentage points

People also ask

Alaska vs New York Owner Costs to Income — common questions

QWhat is Alaska's owner costs to income?

Alaska's owner costs to income is 16.8%.

QWhat is New York's owner costs to income?

New York's owner costs to income is 18.9%.

QWhich state has a lower owner costs to income — Alaska or New York?

Alaska has a lower owner costs to income ratio than New York.

More comparisons: Alaska vs New York

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Full comparison

Data source and freshness

Data period
ACS 2023 estimates
Dataset reviewed
July 23, 2026
Method note
State values or ratios calculated from ACS fields.