Overall
Kentucky feels cheaper overall
Kentucky has the lower cost-of-living index, beating Delaware by 15.2 points on the overall affordability baseline.
View detailed comparison
Cost of Living Comparison
Quality of Life
Delaware vs Kentucky: Cost of Living
Kentucky is cheaper overall by 15.2 cost-of-living points, but Kentucky has lower median home values.
Delaware
DE • South
103.2
Composite cost of living index (100 = national average). Lower = more affordable.
88.0
Composite cost of living index (100 = national average). Lower = more affordable.
Visual Comparison
Delaware
103.2
Kentucky
88.0
Difference: 15.2 points — Kentucky leads.
National Rankings
Where They Rank Nationally
See where both states fall among all 50 states for cost of living.
Delaware
#30 · 103.2
Kentucky
#4 · 88.0
Best
Worst
10 Best States — Cost of Living
Lower is better
#1
West Virginia
83.6
West Virginia
#2
Mississippi
85.5
Mississippi
#3
Arkansas
87.6
Arkansas
#4
Kentucky
88.0
Kentucky
#5
Alabama
88.6
Alabama
#6
Oklahoma
88.6
Oklahoma
#7
Missouri
90.0
Missouri
#8
Kansas
90.2
Kansas
#9
Iowa
91.0
Iowa
#10
Ohio
91.0
Ohio
Selected states
#30
Delaware
103.2
Delaware
Delaware ranks 30th and Kentucky ranks 4th nationally for cost of living.
Overview
A fast-reading view of the tradeoffs behind the raw cost numbers.
Living Costs
Housing
pay about 1.7x more for a home
Kentucky has the lower median home value, while buying in Delaware costs materially more at the median.
View detailed comparisonRent Pressure
Delaware puts less pressure on a median paycheck
Median rent takes a smaller share of household income in Delaware than in Kentucky, which makes monthly budgeting easier.
View detailed comparisonTaxes
Kentucky keeps more income after state tax
Kentucky has the lower top state income tax rate, which softens the total cost picture even when prices are close.
View detailed comparisonCost Stack
Delaware
Overall Affordability
Cost of living index
103.2
Regional price parity
100.9
Regular gas price
$3.914/gal
Electricity price
16.51 c/kWh
Housing
Median gross rent
$1,222/mo
Median home value
$296,700
Owner costs with mortgage
-
Owner costs without mortgage
-
Taxes
State income tax
6.60%
State sales tax
None (0%)
Property tax
0.50%
Income
Median household income
$79,325
Income after median rent
$5,388
Minimum wage
$13.25/hr
Laws
Gun laws
Restrictive
Alcohol system
License State
Marijuana status
Legal
Kentucky
Overall Affordability
Cost of living index
88.0
Regional price parity
89.1
Regular gas price
$3.910/gal
Electricity price
14.27 c/kWh
Housing
Median gross rent
$902/mo
Median home value
$172,800
Owner costs with mortgage
-
Owner costs without mortgage
-
Taxes
State income tax
4.50%
State sales tax
6.00%
Property tax
0.75%
Income
Median household income
$58,218
Income after median rent
$3,950
Minimum wage
$7.25/hr
Laws
Gun laws
Permissive
Alcohol system
License State
Marijuana status
Medical
What Stands Out
- Kentucky has lower median home values.
- Kentucky has the lower overall cost index.
- Delaware has the higher median household income.
- Kentucky looks more attainable on home value to income ratio.
Affordability Ratios
Related Pages
What This Means
Delaware vs Kentucky: Cost of Living in context
Kentucky has a cost of living of 88.0, compared with 103.2 in Delaware. Composite cost of living index (100 = national average). Lower = more affordable.
Delaware
103.2
Kentucky
88.0
Difference
15.2 points
People Also Ask
Delaware vs Kentucky Cost of Living — Common Questions
Q What is Delaware's cost of living?
Delaware's cost of living is 103.2.
Q What is Kentucky's cost of living?
Kentucky's cost of living is 88.0.
Q Which state has a lower cost of living — Delaware or Kentucky?
Kentucky is cheaper overall by 15.2 cost-of-living points, but Kentucky has lower median home values.
More Comparisons: Delaware vs Kentucky
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Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.