Quality of Life

California vs Nevada: Car Insurance Cost

Nevada has cheaper average full coverage car insurance than California by $202.

California flag
California
CA · West
$2,567/yr
Average annual full coverage car insurance premium (WalletHub 2026).
Nevada flag
Nevada
NV · West
Winner
$2,365/yr
Average annual full coverage car insurance premium (WalletHub 2026).

Visual comparison

California$2,567/yr
Nevada$2,365/yr

Difference: $202 — Nevada leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for car insurance cost.

California #44 · $2,567/yr
Nevada #36 · $2,365/yr
Best Worst

10 Best States — Car Insurance Cost

Lower is better
#1 Vermont flag Vermont
$1,212/yr
#2 Maine flag Maine
$1,251/yr
#3 Idaho flag Idaho
$1,262/yr
#4 Ohio flag Ohio
$1,308/yr
#5 Iowa flag Iowa
$1,409/yr
#6 Indiana flag Indiana
$1,432/yr
#7 Hawaii flag Hawaii
$1,434/yr
#8 North Carolina flag North Carolina
$1,454/yr
#9 Wisconsin flag Wisconsin
$1,457/yr
#10 New Hampshire flag New Hampshire
$1,510/yr
Selected states
#44 California flag California
$2,567/yr
#36 Nevada flag Nevada
$2,365/yr

California ranks 44th and Nevada ranks 36th nationally for car insurance cost.

What this means

California vs Nevada: Car Insurance Cost in context

Nevada's car insurance cost is $2,365/yr, compared with $2,567/yr in California. Average annual full coverage car insurance premium (WalletHub 2026).

California
$2,567/yr
Nevada
$2,365/yr
Difference
$202

People also ask

California vs Nevada Car Insurance Cost — common questions

QWhat is California's car insurance cost?

California's car insurance cost is $2,567/yr.

QWhat is Nevada's car insurance cost?

Nevada's car insurance cost is $2,365/yr.

QWhich state has a lower car insurance cost — California or Nevada?

Nevada has cheaper average full coverage car insurance than California by $202.

More comparisons: California vs Nevada

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Full comparison

Data source and freshness

Data period
2026 comparison
Dataset reviewed
July 23, 2026
Method note
Illustrative full-coverage premium; individual quotes vary.