Housing

California vs Maine: Owner Costs to Income

Maine has a lower owner costs to income ratio than California.

California

CA · West

21.0%

Median selected monthly owner costs as a percentage of household income (ACS 2023).

Maine

ME · Northeast

Winner

17.8%

Median selected monthly owner costs as a percentage of household income (ACS 2023).

Visual comparison

California21.0%

Maine17.8%

Difference: 3.20 percentage points — Maine leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for owner costs to income.

California #50 · 21.0%

Maine #34 · 17.8%

Best Worst

10 Best States — Owner Costs to Income

Lower is better

West Virginia

13.3%

Arkansas

14.6%

North Dakota

14.7%

Alabama

14.8%

Mississippi

15.2%

South Carolina

15.4%

Indiana

15.5%

Tennessee

15.5%

Kentucky

15.6%

#10

Missouri

15.9%

Selected states

#50

California

21.0%

#34

Maine

17.8%

California ranks 50th and Maine ranks 34th nationally for owner costs to income.

Related context

Ownership Cost Burden

Lenders typically flag anything above 28% as stretched — here's how ownership stacks up against income.

MetricCaliforniaMaine

Owner Costs w/ Mortgage $3,001/mo $1,796/mo

Owner Costs w/o Mortgage $882/mo $657/mo

Median Household Income $84,097 $70,171 Median Home Value $693,700 $274,400 Property Tax Rate 0.70% 1.02%

What this means