Quality of Life

California vs Maine: Car Insurance Cost

Maine has cheaper average full coverage car insurance than California by $1,316.

California flag
California
CA · West
$2,567/yr
Average annual full coverage car insurance premium (WalletHub 2026).
Maine flag
Maine
ME · Northeast
Winner
$1,251/yr
Average annual full coverage car insurance premium (WalletHub 2026).

Visual comparison

California$2,567/yr
Maine$1,251/yr

Difference: $1,316 — Maine leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for car insurance cost.

California #44 · $2,567/yr
Maine #2 · $1,251/yr
Best Worst

10 Best States — Car Insurance Cost

Lower is better
#1 Vermont flag Vermont
$1,212/yr
#2 Maine flag Maine
$1,251/yr
#3 Idaho flag Idaho
$1,262/yr
#4 Ohio flag Ohio
$1,308/yr
#5 Iowa flag Iowa
$1,409/yr
#6 Indiana flag Indiana
$1,432/yr
#7 Hawaii flag Hawaii
$1,434/yr
#8 North Carolina flag North Carolina
$1,454/yr
#9 Wisconsin flag Wisconsin
$1,457/yr
#10 New Hampshire flag New Hampshire
$1,510/yr
Selected states
#44 California flag California
$2,567/yr

California ranks 44th and Maine ranks 2nd nationally for car insurance cost.

What this means

California vs Maine: Car Insurance Cost in context

Maine's car insurance cost is $1,251/yr, compared with $2,567/yr in California. Average annual full coverage car insurance premium (WalletHub 2026).

California
$2,567/yr
Maine
$1,251/yr
Difference
$1,316

People also ask

California vs Maine Car Insurance Cost — common questions

QWhat is California's car insurance cost?

California's car insurance cost is $2,567/yr.

QWhat is Maine's car insurance cost?

Maine's car insurance cost is $1,251/yr.

QWhich state has a lower car insurance cost — California or Maine?

Maine has cheaper average full coverage car insurance than California by $1,316.

More comparisons: California vs Maine

Grouped tabs keep the deep-dive links tighter and easier to scan.

Full comparison

Data source and freshness

Data period
2026 comparison
Dataset reviewed
July 23, 2026
Method note
Illustrative full-coverage premium; individual quotes vary.