Cost of Living Comparison
Quality of Life

California vs Colorado: Cost of Living

Colorado is cheaper overall by 28.3 cost-of-living points, but Colorado has lower median home values.

California flag
California
CA • West
138.5
Composite cost of living index (100 = national average). Lower = more affordable.
Colorado flag
Colorado
CO • West
Winner
110.2
Composite cost of living index (100 = national average). Lower = more affordable.

Visual Comparison

California 138.5
Colorado 110.2

Difference: 28.3 points — Colorado leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for cost of living.

California #48 · 138.5
Colorado #36 · 110.2
Best Worst

10 Best States — Cost of Living

Lower is better
#1 West Virginia flag West Virginia
83.6
#2 Mississippi flag Mississippi
85.5
#3 Arkansas flag Arkansas
87.6
#4 Kentucky flag Kentucky
88.0
#5 Alabama flag Alabama
88.6
#6 Oklahoma flag Oklahoma
88.6
#7 Missouri flag Missouri
90.0
#8 Kansas flag Kansas
90.2
#9 Iowa flag Iowa
91.0
#10 Ohio flag Ohio
91.0
Selected states
#48 California flag California
138.5
#36 Colorado flag Colorado
110.2

California ranks 48th and Colorado ranks 36th nationally for cost of living.

Overview

A fast-reading view of the tradeoffs behind the raw cost numbers.

Living Costs
Overall

Colorado feels cheaper overall

Colorado has the lower cost-of-living index, beating California by 28.3 points on the overall affordability baseline.

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Housing

pay about 1.4x more for a home

Colorado has the lower median home value, while buying in California costs materially more at the median.

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Rent Pressure

Colorado puts less pressure on a median paycheck

Median rent takes a smaller share of household income in Colorado than in California, which makes monthly budgeting easier.

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Taxes

Colorado keeps more income after state tax

Colorado has the lower top state income tax rate, which softens the total cost picture even when prices are close.

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Cost Stack

California
Overall Affordability
Cost of living index
138.5
Regional price parity
113.4
Regular gas price
$5.929/gal
Electricity price
30.29 c/kWh
Housing
Median gross rent
$1,856/mo
Median home value
$693,700
Owner costs with mortgage
-
Owner costs without mortgage
-
Taxes
State income tax
13.30%
State sales tax
7.25%
Property tax
0.70%
Income
Median household income
$84,097
Income after median rent
$5,152
Minimum wage
$16.50/hr
Laws
Gun laws
Restrictive
Alcohol system
License State
Marijuana status
Legal
Colorado
Overall Affordability
Cost of living index
110.2
Regional price parity
102.5
Regular gas price
$3.816/gal
Electricity price
16.44 c/kWh
Housing
Median gross rent
$1,651/mo
Median home value
$493,100
Owner costs with mortgage
-
Owner costs without mortgage
-
Taxes
State income tax
4.40%
State sales tax
2.90%
Property tax
0.48%
Income
Median household income
$87,598
Income after median rent
$5,649
Minimum wage
$14.81/hr
Laws
Gun laws
Restrictive
Alcohol system
License State
Marijuana status
Legal

What Stands Out

  • Colorado has lower median home values.
  • Colorado has the lower overall cost index.
  • Colorado has the higher median household income.
  • Colorado looks more attainable on home value to income ratio.

What This Means

California vs Colorado: Cost of Living in context

Colorado has a cost of living of 110.2, compared with 138.5 in California. Composite cost of living index (100 = national average). Lower = more affordable.

California
138.5
Colorado
110.2
Difference
28.3 points

People Also Ask

California vs Colorado Cost of Living — Common Questions

Q What is California's cost of living?

California's cost of living is 138.5.

Q What is Colorado's cost of living?

Colorado's cost of living is 110.2.

Q Which state has a lower cost of living — California or Colorado?

Colorado is cheaper overall by 28.3 cost-of-living points, but Colorado has lower median home values.

More Comparisons: California vs Colorado

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Full Comparison

Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.