Quality of Life
Arkansas vs Texas: Car Insurance Cost
Arkansas has cheaper average full coverage car insurance than Texas by $127.
National Rankings
Where They Rank Nationally
See where both states fall among all 50 states for car insurance cost.
Arkansas
#39 · $2,450/yr
Texas
#45 · $2,577/yr
Best
Worst
10 Best States — Car Insurance Cost
Lower is better
#1
Vermont
$1,212/yr
Vermont
#2
Maine
$1,251/yr
Maine
#3
Idaho
$1,262/yr
Idaho
#4
Ohio
$1,308/yr
Ohio
#5
Iowa
$1,409/yr
Iowa
#6
Indiana
$1,432/yr
Indiana
#7
Hawaii
$1,434/yr
Hawaii
#8
North Carolina
$1,454/yr
North Carolina
#9
Wisconsin
$1,457/yr
Wisconsin
#10
New Hampshire
$1,510/yr
New Hampshire
Selected states
#39
Arkansas
$2,450/yr
Arkansas
#45
Texas
$2,577/yr
Texas
Arkansas ranks 39th and Texas ranks 45th nationally for car insurance cost.
What this means
Arkansas vs Texas: Car Insurance Cost in context
Arkansas's car insurance cost is $2,450/yr, compared with $2,577/yr in Texas. Average annual full coverage car insurance premium (WalletHub 2026).
Arkansas
$2,450/yr
Texas
$2,577/yr
Difference
$127
People also ask
Arkansas vs Texas Car Insurance Cost — common questions
QWhat is Arkansas's car insurance cost?
Arkansas's car insurance cost is $2,450/yr.
QWhat is Texas's car insurance cost?
Texas's car insurance cost is $2,577/yr.
QWhich state has a lower car insurance cost — Arkansas or Texas?
Arkansas has cheaper average full coverage car insurance than Texas by $127.
More comparisons: Arkansas vs Texas
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Data source and freshness
Primary source
Data period
2026 comparison
Dataset reviewed
July 23, 2026
Method note
Illustrative full-coverage premium; individual quotes vary.