Housing
Arizona vs Massachusetts: Home Insurance Cost
Massachusetts has cheaper average home insurance than Arizona by $539.
National Rankings
Where They Rank Nationally
See where both states fall among all 50 states for home insurance cost.
Arizona
#29 · $2,605/yr
Massachusetts
#19 · $2,066/yr
Best
Worst
10 Best States — Home Insurance Cost
Lower is better
#1
Hawaii
$601/yr
Hawaii
#2
Delaware
$976/yr
Delaware
#3
Vermont
$1,054/yr
Vermont
#4
Oregon
$1,083/yr
Oregon
#5
New Hampshire
$1,152/yr
New Hampshire
#6
Nevada
$1,212/yr
Nevada
#7
Alaska
$1,323/yr
Alaska
#8
California
$1,348/yr
California
#9
Wisconsin
$1,388/yr
Wisconsin
#10
Maine
$1,424/yr
Maine
Selected states
#29
Arizona
$2,605/yr
Arizona
#19
Massachusetts
$2,066/yr
Massachusetts
Arizona ranks 29th and Massachusetts ranks 19th nationally for home insurance cost.
What this means
Arizona vs Massachusetts: Home Insurance Cost in context
Massachusetts's home insurance cost is $2,066/yr, compared with $2,605/yr in Arizona. Average annual home insurance premium for $250,000 in dwelling coverage (MoneyGeek 2026).
Arizona
$2,605/yr
Massachusetts
$2,066/yr
Difference
$539
People also ask
Arizona vs Massachusetts Home Insurance Cost — common questions
QWhat is Arizona's home insurance cost?
Arizona's home insurance cost is $2,605/yr.
QWhat is Massachusetts's home insurance cost?
Massachusetts's home insurance cost is $2,066/yr.
QWhich state has a lower home insurance cost — Arizona or Massachusetts?
Massachusetts has cheaper average home insurance than Arizona by $539.
More comparisons: Arizona vs Massachusetts
Grouped tabs keep the deep-dive links tighter and easier to scan.
Explore each state
Data source and freshness
Primary source
Data period
2026 comparison
Dataset reviewed
July 23, 2026
Method note
Illustrative annual premium for the stated dwelling coverage; actual quotes vary.