Overall
Florida feels cheaper overall
Florida has the lower cost-of-living index, beating Arizona by 2.6 points on the overall affordability baseline.
View detailed comparison
Cost of Living Comparison
Quality of Life
Arizona vs Florida: Cost of Living
Florida is cheaper overall by 2.6 cost-of-living points, but Florida has no state income tax, but Arizona has lower median home values.
Arizona
AZ • West
103.1
Composite cost of living index (100 = national average). Lower = more affordable.
Florida
FL • South
100.5
Composite cost of living index (100 = national average). Lower = more affordable.
Visual Comparison
Arizona
103.1
Florida
100.5
Difference: 2.6 points — Florida leads.
Overview
A fast-reading view of the tradeoffs behind the raw cost numbers.
Living Costs
Housing
pay about 1.1x more for a home
Arizona has the lower median home value, while buying in Florida costs materially more at the median.
View detailed comparisonRent Pressure
Arizona puts less pressure on a median paycheck
Median rent takes a smaller share of household income in Arizona than in Florida, which makes monthly budgeting easier.
View detailed comparisonTaxes
Florida has no state income tax
Florida gives residents a cleaner paycheck-level tax advantage, while Arizona still taxes income at the state level.
View detailed comparisonCost Stack
Arizona
Overall Affordability
Cost of living index
103.1
Regional price parity
99.2
Regular gas price
$4.742/gal
Electricity price
15.61 c/kWh
Housing
Median gross rent
$1,311/mo
Median home value
$327,400
Owner costs with mortgage
-
Owner costs without mortgage
-
Taxes
State income tax
2.50%
State sales tax
5.60%
Property tax
0.48%
Income
Median household income
$72,581
Income after median rent
$4,737
Minimum wage
$15.15/hr
Laws
Gun laws
Permissive
Alcohol system
License State
Marijuana status
Legal
Florida
Overall Affordability
Cost of living index
100.5
Regional price parity
100.7
Regular gas price
$4.198/gal
Electricity price
15.92 c/kWh
Housing
Median gross rent
$1,444/mo
Median home value
$348,000
Owner costs with mortgage
-
Owner costs without mortgage
-
Taxes
State income tax
None (0%)
State sales tax
6.00%
Property tax
0.76%
Income
Median household income
$67,917
Income after median rent
$4,216
Minimum wage
$14.00/hr
Laws
Gun laws
Permissive
Alcohol system
License State
Marijuana status
Medical
What Stands Out
- Arizona has lower median home values.
- Florida has no state income tax.
- Florida has the lower overall cost index.
- Arizona has the higher median household income.
Affordability Ratios
Related Pages
What This Means
Arizona vs Florida: Cost of Living in context
Florida has a cost of living of 100.5, compared with 103.1 in Arizona. Composite cost of living index (100 = national average). Lower = more affordable.
Arizona
103.1
Florida
100.5
Difference
2.6 points
People Also Ask
Arizona vs Florida Cost of Living — Common Questions
Q What is Arizona's cost of living?
Arizona's cost of living is 103.1.
Q What is Florida's cost of living?
Florida's cost of living is 100.5.
Q Which state has a lower cost of living — Arizona or Florida?
Florida is cheaper overall by 2.6 cost-of-living points, but Florida has no state income tax, but Arizona has lower median home values.
More Comparisons: Arizona vs Florida
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Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset, with minimum wage data from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.