Owner Costs to Income Comparison
Housing

Maryland vs Virginia: Owner Costs to Income

Virginia has a lower owner costs to income ratio than Maryland.

Maryland flag
Maryland
MD • South
18.0%
Median selected monthly owner costs as a percentage of household income (ACS 2023).
Virginia flag
Virginia
VA • South
Winner
17.2%
Median selected monthly owner costs as a percentage of household income (ACS 2023).

Visual Comparison

Maryland 18.0%
Virginia 17.2%

Difference: 0.80 percentage points — Virginia leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for owner costs to income.

Maryland #35 · 18.0%
Virginia #29 · 17.2%
Best Worst

10 Best States — Owner Costs to Income

Lower is better
#1 West Virginia flag West Virginia
13.3%
#2 Arkansas flag Arkansas
14.6%
#3 North Dakota flag North Dakota
14.7%
#4 Alabama flag Alabama
14.8%
#5 Mississippi flag Mississippi
15.2%
#6 South Carolina flag South Carolina
15.4%
#7 Indiana flag Indiana
15.5%
#8 Tennessee flag Tennessee
15.5%
#9 Kentucky flag Kentucky
15.6%
#10 Missouri flag Missouri
15.9%
Selected states
#35 Maryland flag Maryland
18.0%
#29 Virginia flag Virginia
17.2%

Maryland ranks 35th and Virginia ranks 29th nationally for owner costs to income.

Related Context

Ownership Cost Burden

Lenders typically flag anything above 28% as stretched — here's how ownership stacks up against income.

Metric
Maryland
Virginia

What This Means

Maryland vs Virginia: Owner Costs to Income in context

Virginia has a owner costs to income of 17.2%, compared with 18.0% in Maryland. Median selected monthly owner costs as a percentage of household income (ACS 2023).

Maryland
18.0%
Virginia
17.2%
Difference
0.80 percentage points

People Also Ask

Maryland vs Virginia Owner Costs to Income — Common Questions

Q What is Maryland's owner costs to income?

Maryland's owner costs to income is 18.0%.

Q What is Virginia's owner costs to income?

Virginia's owner costs to income is 17.2%.

Q Which state has a lower owner costs to income — Maryland or Virginia?

Virginia has a lower owner costs to income ratio than Maryland.

Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.