Owner Costs to Income Comparison
Housing

Maine vs New Jersey: Owner Costs to Income

Maine has a lower owner costs to income ratio than New Jersey.

Maine flag
Maine
ME • Northeast
Winner
17.8%
Median selected monthly owner costs as a percentage of household income (ACS 2023).
New Jersey flag
New Jersey
NJ • Northeast
20.0%
Median selected monthly owner costs as a percentage of household income (ACS 2023).

Visual Comparison

Maine 17.8%
New Jersey 20.0%

Difference: 2.20 percentage points — Maine leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for owner costs to income.

Maine #34 · 17.8%
New Jersey #49 · 20.0%
Best Worst

10 Best States — Owner Costs to Income

Lower is better
#1 West Virginia flag West Virginia
13.3%
#2 Arkansas flag Arkansas
14.6%
#3 North Dakota flag North Dakota
14.7%
#4 Alabama flag Alabama
14.8%
#5 Mississippi flag Mississippi
15.2%
#6 South Carolina flag South Carolina
15.4%
#7 Indiana flag Indiana
15.5%
#8 Tennessee flag Tennessee
15.5%
#9 Kentucky flag Kentucky
15.6%
#10 Missouri flag Missouri
15.9%
Selected states
#34 Maine flag Maine
17.8%
#49 New Jersey flag New Jersey
20.0%

Maine ranks 34th and New Jersey ranks 49th nationally for owner costs to income.

Related Context

Ownership Cost Burden

Lenders typically flag anything above 28% as stretched — here's how ownership stacks up against income.

Metric
Maine
New Jersey

What This Means

Maine vs New Jersey: Owner Costs to Income in context

Maine has a owner costs to income of 17.8%, compared with 20.0% in New Jersey. Median selected monthly owner costs as a percentage of household income (ACS 2023).

Maine
17.8%
New Jersey
20.0%
Difference
2.20 percentage points

People Also Ask

Maine vs New Jersey Owner Costs to Income — Common Questions

Q What is Maine's owner costs to income?

Maine's owner costs to income is 17.8%.

Q What is New Jersey's owner costs to income?

New Jersey's owner costs to income is 20.0%.

Q Which state has a lower owner costs to income — Maine or New Jersey?

Maine has a lower owner costs to income ratio than New Jersey.

Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.