State Comparison

Florida vs Massachusetts

Florida is cheaper overall, while Massachusetts has higher incomes, Florida has lower state income tax, and Florida gets more sunshine.

Florida flag
Florida
FL • South
Quality of Life Score
58.51
Massachusetts flag
Massachusetts
MA • Northeast
Better quality of life
Quality of Life Score
60.23
Florida flag
Florida
19 / 31
metrics won
Wins
Massachusetts flag
Massachusetts
12 / 31
metrics won
Florida flag FL wins Housing Florida flag FL wins Quality of Life Florida flag FL wins Climate Massachusetts flag MA wins Income

Quality of Life

Composite score — income, affordability, education, health, and safety.

Florida flag Florida
58.51
vs
Massachusetts flag Massachusetts winner
60.23
Massachusetts scores higher on quality of life — 1.72 points difference.
Quick Take

Florida vs Massachusetts

This quick read mixes affordability, housing, income, politics, density, and climate so the biggest tradeoffs show up fast.

  • Massachusetts is about 6.2 times smaller than Florida.
  • Florida has a larger population than Massachusetts by 14,508,270 people.
  • Florida has the lower cost-of-living index. Florida is at 100.5, while Massachusetts is at 148.8.
  • Massachusetts has the higher median household income at $96,505, compared with $67,917 in Florida.

Overview

Key differences overview

These cards keep the comparison factual first, so the biggest tradeoffs in affordability, housing, taxes, politics, climate, and day-to-day living are easy to scan.

Overall Affordability

Florida is 48.3 points cheaper overall

Florida has the lower cost-of-living index. Florida is at 100.5, while Massachusetts is at 148.8.

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Income

Massachusetts income is 42.1% higher

Massachusetts has the higher median household income at $96,505, compared with $67,917 in Florida.

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Jobs

Massachusetts minimum wage is $1.00 higher

Massachusetts has the higher statewide minimum wage at $15.00/hr, compared with $14.00/hr in Florida.

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Housing

Massachusetts homes cost about 1.5x more

Florida has the lower median home value at $348,000, versus $510,400 in Massachusetts.

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Taxes

Florida has lower state income tax

Florida has the lower state income tax rate. Its top rate is 0.00%, compared with 5.00% in Massachusetts.

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Cost of Driving

Massachusetts gas is about $0.27 cheaper

Massachusetts has the lower regular gas price at $3.933/gal, versus $4.198/gal in Florida.

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Full Comparison

Pick a category to focus on. General shows the most important facts at a glance.

Metric Florida flag FL Massachusetts flag MA
Capital City
Tallahassee Boston
State Color
Solid Red Solid Blue
Population
21,538,187
7,029,917
Median Income
$67,917
$96,505
Cost of Living
100.5
148.8
Median Housing Value
$348,000
$510,400
Property Tax
0.76%
1.07%
State Income Tax
None (0%)
5.00%
Minimum Wage
$14.00/hr
$15.00/hr
Gas Price
$4.198/gal
$3.933/gal
Electricity Rates
15.92 c/kWh
31.16 c/kWh
Livability Score
58.51
60.23
Average Temperature
70.7°F
47.9°F
Sunny Days
101 days
98 days
Land Area
65,758 sq mi
10,554 sq mi
Population Density
327.5 per sq mi
666.1 per sq mi
Statehood
March 3, 1845 (#27)
February 6, 1788 (#6)

Intent-Oriented

Which state fits your priorities better?

Use these cards as decision shortcuts for common goals like saving money, buying a home, finding better weather, or optimizing for work and family life.

Saving Money

Florida is cheaper overall

Overall cost-of-living index: 100.5 vs 148.8 in Massachusetts. On a national baseline of 100, the lower score usually means cheaper day-to-day expenses.

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Gas Price

Massachusetts is cheaper at the pump

Average regular gas price: $3.933/gal in Massachusetts vs $4.198/gal in Florida. Lower pump prices can cut everyday driving costs.

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Minimum Wage

Massachusetts has the higher minimum wage

State minimum wage: $15.00/hr in Massachusetts vs $14.00/hr in Florida. That matters most for hourly, entry-level, and part-time workers.

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Electricity Rates

Florida has cheaper electricity

Average residential electricity rate: 15.92 c/kWh in Florida vs 31.16 c/kWh in Massachusetts. Lower cents-per-kWh pricing can help keep utility bills down.

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Buying a Home

Florida is more attainable for buyers

Home-value-to-income ratio: 5.12x in Florida vs 5.29x in Massachusetts. A lower ratio means the median home is easier to afford on a median income.

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Renting

Massachusetts is easier for renters

Rent-to-income ratio: 20.9% in Massachusetts vs 25.5% in Florida. A lower percentage means rent takes a smaller bite out of a typical household budget.

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Property Tax

Florida has lower property taxes

Effective property tax rate: 0.76% in Florida vs 1.07% in Massachusetts. A lower rate usually means a smaller yearly tax bill relative to home value.

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State Color

Massachusetts votes bluer

2024 presidential margin: Dem +25.20 in Massachusetts vs Rep +13.05 in Florida.

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Gun Laws

Massachusetts has stricter gun laws

Massachusetts falls into the restrictive category, while Florida falls into the permissive category on this simplified statewide comparison.

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Marijuana Legalization

Massachusetts has broader marijuana access

Massachusetts currently rates as Legal, while Florida rates as Medical under statewide marijuana law.

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Lower Taxes

Florida has no state income tax

Florida charges no state income tax. Massachusetts levies up to 5.00% at the top marginal rate.

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More Space

Florida feels less crowded

Population density: 327.5 per sq mi in Florida vs 666.1 per sq mi in Massachusetts. Lower density usually means more space and less day-to-day congestion.

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Shorter Commute

Florida has the shorter commute

Average commute: 28.6 min in Florida vs 30.4 min in Massachusetts.

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Job Opportunities

Florida looks better for job seekers

Unemployment rate: 4.3% in Florida vs 4.8% in Massachusetts. Florida also leads on job growth.

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Remote Workers

Massachusetts looks better for remote workers

Livability score: 60.23 in Massachusetts vs 58.51 in Florida.

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Families

Massachusetts looks better for families

Massachusetts wins more family-oriented signals in this matchup, including life expectancy, uninsured rate, bachelor's degree compared with Florida.

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Warmer Climate

Florida is warmer overall

Average annual temperature: 70.7°F in Florida vs 47.9°F in Massachusetts.

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More Sunshine

Florida gets more sun

Sunny days per year: 101 days in Florida vs 98 days in Massachusetts.

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Detailed Metric Pages

Grouped tabs keep the deep-dive links tighter and easier to scan.

People Also Ask

Florida vs Massachusetts - Common Questions

Q Is Florida cheaper to live in than Massachusetts?

Florida has the lower cost of living. On the national index (100 = average), Florida scores 100.5 versus 148.8 for Massachusetts - a gap of 48.3 points.

Q Which state is bigger - Florida or Massachusetts?

Florida is larger, covering 65,758 sq mi compared with 10,554 sq mi for Massachusetts - roughly 6.2x the size.

Q Does Florida or Massachusetts have more people?

Florida has the larger population at 21,538,187, compared with 7,029,917 in Massachusetts.

Q Which state has higher household income - Florida or Massachusetts?

Massachusetts has the higher median household income at $96,505, versus $67,917 in Florida.

Q Which state has lower income taxes - Florida or Massachusetts?

Florida has no state income tax, while Massachusetts charges up to 5.00%.

Q Is housing cheaper in Florida or Massachusetts?

Homes are cheaper in Florida, where the median home value is $348,000, versus $510,400 in Massachusetts.

Q Which state is more densely populated - Florida or Massachusetts?

Massachusetts is more densely populated at 666.1 per sq mi people per sq mi. Florida is more spread out at 327.5 per sq mi people per sq mi.

Methodology

All figures are sourced from U.S. government datasets and updated annually. Page last updated: April 2026.

Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files and statehood dates from the National Archives. Income, housing, affordability, and tax fields are maintained in our comparison dataset, with minimum wage data from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker. See our editorial policy for how we review and update these pages.