Florida vs Massachusetts
Florida is cheaper overall, while Massachusetts has higher incomes, Florida has lower state income tax, and Florida gets more sunshine.
Quality of Life
Composite score — income, affordability, education, health, and safety.
Florida
Massachusetts
winner
Florida vs Massachusetts
This quick read mixes affordability, housing, income, politics, density, and climate so the biggest tradeoffs show up fast.
- Massachusetts is about 6.2 times smaller than Florida.
- Florida has a larger population than Massachusetts by 14,508,270 people.
- Florida has the lower cost-of-living index. Florida is at 100.5, while Massachusetts is at 148.8.
- Massachusetts has the higher median household income at $96,505, compared with $67,917 in Florida.
Overview
Key differences overview
These cards keep the comparison factual first, so the biggest tradeoffs in affordability, housing, taxes, politics, climate, and day-to-day living are easy to scan.
Florida is 48.3 points cheaper overall
Florida has the lower cost-of-living index. Florida is at 100.5, while Massachusetts is at 148.8.
View detailed comparisonMassachusetts income is 42.1% higher
Massachusetts has the higher median household income at $96,505, compared with $67,917 in Florida.
View detailed comparisonMassachusetts minimum wage is $1.00 higher
Massachusetts has the higher statewide minimum wage at $15.00/hr, compared with $14.00/hr in Florida.
View detailed comparisonMassachusetts homes cost about 1.5x more
Florida has the lower median home value at $348,000, versus $510,400 in Massachusetts.
View detailed comparisonFlorida has lower state income tax
Florida has the lower state income tax rate. Its top rate is 0.00%, compared with 5.00% in Massachusetts.
View detailed comparisonMassachusetts gas is about $0.27 cheaper
Massachusetts has the lower regular gas price at $3.933/gal, versus $4.198/gal in Florida.
View detailed comparisonFull Comparison
Pick a category to focus on. General shows the most important facts at a glance.
| Metric |
|
|
|---|---|---|
|
Capital City
|
Tallahassee | Boston |
|
State Color
|
Solid Red | Solid Blue |
|
Population
|
21,538,187
|
7,029,917
|
|
Median Income
|
$67,917
|
$96,505
|
|
Cost of Living
|
100.5
|
148.8
|
|
Median Housing Value
|
$348,000
|
$510,400
|
|
Property Tax
|
0.76%
|
1.07%
|
|
State Income Tax
|
None (0%)
|
5.00%
|
|
Minimum Wage
|
$14.00/hr
|
$15.00/hr
|
|
Gas Price
|
$4.198/gal
|
$3.933/gal
|
|
Electricity Rates
|
15.92 c/kWh
|
31.16 c/kWh
|
|
Livability Score
|
58.51
|
60.23
|
|
Average Temperature
|
70.7°F
|
47.9°F
|
|
Sunny Days
|
101 days
|
98 days
|
|
Land Area
|
65,758 sq mi
|
10,554 sq mi
|
|
Population Density
|
327.5 per sq mi
|
666.1 per sq mi
|
|
Statehood
|
March 3, 1845 (#27)
|
February 6, 1788 (#6)
|
Intent-Oriented
Which state fits your priorities better?
Use these cards as decision shortcuts for common goals like saving money, buying a home, finding better weather, or optimizing for work and family life.
Florida is cheaper overall
Overall cost-of-living index: 100.5 vs 148.8 in Massachusetts. On a national baseline of 100, the lower score usually means cheaper day-to-day expenses.
See full dataMassachusetts is cheaper at the pump
Average regular gas price: $3.933/gal in Massachusetts vs $4.198/gal in Florida. Lower pump prices can cut everyday driving costs.
See full dataMassachusetts has the higher minimum wage
State minimum wage: $15.00/hr in Massachusetts vs $14.00/hr in Florida. That matters most for hourly, entry-level, and part-time workers.
See full dataFlorida has cheaper electricity
Average residential electricity rate: 15.92 c/kWh in Florida vs 31.16 c/kWh in Massachusetts. Lower cents-per-kWh pricing can help keep utility bills down.
See full dataFlorida is more attainable for buyers
Home-value-to-income ratio: 5.12x in Florida vs 5.29x in Massachusetts. A lower ratio means the median home is easier to afford on a median income.
See full dataMassachusetts is easier for renters
Rent-to-income ratio: 20.9% in Massachusetts vs 25.5% in Florida. A lower percentage means rent takes a smaller bite out of a typical household budget.
See full dataFlorida has lower property taxes
Effective property tax rate: 0.76% in Florida vs 1.07% in Massachusetts. A lower rate usually means a smaller yearly tax bill relative to home value.
See full dataMassachusetts votes bluer
2024 presidential margin: Dem +25.20 in Massachusetts vs Rep +13.05 in Florida.
See full dataMassachusetts has stricter gun laws
Massachusetts falls into the restrictive category, while Florida falls into the permissive category on this simplified statewide comparison.
See full dataMassachusetts has broader marijuana access
Massachusetts currently rates as Legal, while Florida rates as Medical under statewide marijuana law.
See full dataFlorida has no state income tax
Florida charges no state income tax. Massachusetts levies up to 5.00% at the top marginal rate.
See full dataFlorida feels less crowded
Population density: 327.5 per sq mi in Florida vs 666.1 per sq mi in Massachusetts. Lower density usually means more space and less day-to-day congestion.
See full dataFlorida has the shorter commute
Average commute: 28.6 min in Florida vs 30.4 min in Massachusetts.
See full dataFlorida looks better for job seekers
Unemployment rate: 4.3% in Florida vs 4.8% in Massachusetts. Florida also leads on job growth.
See full dataMassachusetts looks better for remote workers
Livability score: 60.23 in Massachusetts vs 58.51 in Florida.
See full dataMassachusetts looks better for families
Massachusetts wins more family-oriented signals in this matchup, including life expectancy, uninsured rate, bachelor's degree compared with Florida.
See full dataFlorida is warmer overall
Average annual temperature: 70.7°F in Florida vs 47.9°F in Massachusetts.
See full dataFlorida gets more sun
Sunny days per year: 101 days in Florida vs 98 days in Massachusetts.
See full dataDetailed Metric Pages
Grouped tabs keep the deep-dive links tighter and easier to scan.
People Also Ask
Florida vs Massachusetts - Common Questions
Q Is Florida cheaper to live in than Massachusetts?
Florida has the lower cost of living. On the national index (100 = average), Florida scores 100.5 versus 148.8 for Massachusetts - a gap of 48.3 points.
Q Which state is bigger - Florida or Massachusetts?
Florida is larger, covering 65,758 sq mi compared with 10,554 sq mi for Massachusetts - roughly 6.2x the size.
Q Does Florida or Massachusetts have more people?
Florida has the larger population at 21,538,187, compared with 7,029,917 in Massachusetts.
Q Which state has higher household income - Florida or Massachusetts?
Massachusetts has the higher median household income at $96,505, versus $67,917 in Florida.
Q Which state has lower income taxes - Florida or Massachusetts?
Florida has no state income tax, while Massachusetts charges up to 5.00%.
Q Is housing cheaper in Florida or Massachusetts?
Homes are cheaper in Florida, where the median home value is $348,000, versus $510,400 in Massachusetts.
Q Which state is more densely populated - Florida or Massachusetts?
Massachusetts is more densely populated at 666.1 per sq mi people per sq mi. Florida is more spread out at 327.5 per sq mi people per sq mi.
Related Comparisons
Methodology
All figures are sourced from U.S. government datasets and updated annually. Page last updated: April 2026.
Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files and statehood dates from the National Archives. Income, housing, affordability, and tax fields are maintained in our comparison dataset, with minimum wage data from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker. See our editorial policy for how we review and update these pages.