Car Insurance Cost Comparison
Quality of Life

Florida vs Maine: Car Insurance Cost

Maine has cheaper average full coverage car insurance than Florida by $2,155.

Florida flag
Florida
FL • South
$3,406/yr
Average annual full coverage car insurance premium (WalletHub 2026).
Maine flag
Maine
ME • Northeast
Winner
$1,251/yr
Average annual full coverage car insurance premium (WalletHub 2026).

Visual Comparison

Florida $3,406/yr
Maine $1,251/yr

Difference: $2,155 — Maine leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for car insurance cost.

Florida #48 · $3,406/yr
Maine #2 · $1,251/yr
Best Worst

10 Best States — Car Insurance Cost

Lower is better
#1 Vermont flag Vermont
$1,212/yr
#2 Maine flag Maine
$1,251/yr
#3 Idaho flag Idaho
$1,262/yr
#4 Ohio flag Ohio
$1,308/yr
#5 Iowa flag Iowa
$1,409/yr
#6 Indiana flag Indiana
$1,432/yr
#7 Hawaii flag Hawaii
$1,434/yr
#8 North Carolina flag North Carolina
$1,454/yr
#9 Wisconsin flag Wisconsin
$1,457/yr
#10 New Hampshire flag New Hampshire
$1,510/yr
Selected states
#48 Florida flag Florida
$3,406/yr

Florida ranks 48th and Maine ranks 2nd nationally for car insurance cost.

What This Means

Florida vs Maine: Car Insurance Cost in context

Maine has a car insurance cost of $1,251/yr, compared with $3,406/yr in Florida. Average annual full coverage car insurance premium (WalletHub 2026).

Florida
$3,406/yr
Maine
$1,251/yr
Difference
$2,155

People Also Ask

Florida vs Maine Car Insurance Cost — Common Questions

Q What is Florida's car insurance cost?

Florida's car insurance cost is $3,406/yr.

Q What is Maine's car insurance cost?

Maine's car insurance cost is $1,251/yr.

Q Which state has a lower car insurance cost — Florida or Maine?

Maine has cheaper average full coverage car insurance than Florida by $2,155.

More Comparisons: Florida vs Maine

Grouped tabs keep the deep-dive links tighter and easier to scan.

Full Comparison

Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.