Housing

Delaware vs Texas: Owner Costs to Income

Delaware has a lower owner costs to income ratio than Texas.

Delaware flag
Delaware
DE · South
Winner
16.6%
Median selected monthly owner costs as a percentage of household income (ACS 2023).
Texas flag
Texas
TX · South
18.0%
Median selected monthly owner costs as a percentage of household income (ACS 2023).

Visual comparison

Delaware16.6%
Texas18.0%

Difference: 1.40 percentage points — Delaware leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for owner costs to income.

Delaware #18 · 16.6%
Texas #36 · 18.0%
Best Worst

10 Best States — Owner Costs to Income

Lower is better
#1 West Virginia flag West Virginia
13.3%
#2 Arkansas flag Arkansas
14.6%
#3 North Dakota flag North Dakota
14.7%
#4 Alabama flag Alabama
14.8%
#5 Mississippi flag Mississippi
15.2%
#6 South Carolina flag South Carolina
15.4%
#7 Indiana flag Indiana
15.5%
#8 Tennessee flag Tennessee
15.5%
#9 Kentucky flag Kentucky
15.6%
#10 Missouri flag Missouri
15.9%
Selected states
#18 Delaware flag Delaware
16.6%
#36 Texas flag Texas
18.0%

Delaware ranks 18th and Texas ranks 36th nationally for owner costs to income.

Related context

Ownership Cost Burden

Lenders typically flag anything above 28% as stretched — here's how ownership stacks up against income.

MetricDelawareTexas
Owner Costs w/ Mortgage $1,821/mo $2,211/mo
Owner Costs w/o Mortgage $596/mo $703/mo
Median Household Income $79,325 $66,963 Median Home Value $296,700 $294,400 Property Tax Rate 0.50% 1.49%

What this means

Delaware vs Texas: Owner Costs to Income in context

Delaware's owner costs to income is 16.6%, compared with 18.0% in Texas. Median selected monthly owner costs as a percentage of household income (ACS 2023).

Delaware
16.6%
Texas
18.0%
Difference
1.40 percentage points

People also ask

Delaware vs Texas Owner Costs to Income — common questions

QWhat is Delaware's owner costs to income?

Delaware's owner costs to income is 16.6%.

QWhat is Texas's owner costs to income?

Texas's owner costs to income is 18.0%.

QWhich state has a lower owner costs to income — Delaware or Texas?

Delaware has a lower owner costs to income ratio than Texas.

More comparisons: Delaware vs Texas

Grouped tabs keep the deep-dive links tighter and easier to scan.

Full comparison
Median Housing Value Median Gross Rent Median Monthly Owner Costs With Mortgage Owner Costs Without Mortgage Homeownership Rate Home Value to Income Ratio Rent to Income Ratio Home Insurance Cost

Explore each state

Delaware symbols Texas symbols Compare other states

Data source and freshness

Primary source
U.S. Census Bureau — 2023 American Community Survey
Data period
ACS 2023 estimates
Dataset reviewed
July 23, 2026
Method note
State values or ratios calculated from ACS fields.