Owner Costs to Income Comparison
Housing

Delaware vs Texas: Owner Costs to Income

Delaware has a lower owner costs to income ratio than Texas.

Delaware flag
Delaware
DE • South
Winner
16.6%
Median selected monthly owner costs as a percentage of household income (ACS 2023).
Texas flag
Texas
TX • South
18.0%
Median selected monthly owner costs as a percentage of household income (ACS 2023).

Visual Comparison

Delaware 16.6%
Texas 18.0%

Difference: 1.40 percentage points — Delaware leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for owner costs to income.

Delaware #18 · 16.6%
Texas #36 · 18.0%
Best Worst

10 Best States — Owner Costs to Income

Lower is better
#1 West Virginia flag West Virginia
13.3%
#2 Arkansas flag Arkansas
14.6%
#3 North Dakota flag North Dakota
14.7%
#4 Alabama flag Alabama
14.8%
#5 Mississippi flag Mississippi
15.2%
#6 South Carolina flag South Carolina
15.4%
#7 Indiana flag Indiana
15.5%
#8 Tennessee flag Tennessee
15.5%
#9 Kentucky flag Kentucky
15.6%
#10 Missouri flag Missouri
15.9%
Selected states
#18 Delaware flag Delaware
16.6%
#36 Texas flag Texas
18.0%

Delaware ranks 18th and Texas ranks 36th nationally for owner costs to income.

Related Context

Ownership Cost Burden

Lenders typically flag anything above 28% as stretched — here's how ownership stacks up against income.

Metric
Delaware
Texas

What This Means

Delaware vs Texas: Owner Costs to Income in context

Delaware has a owner costs to income of 16.6%, compared with 18.0% in Texas. Median selected monthly owner costs as a percentage of household income (ACS 2023).

Delaware
16.6%
Texas
18.0%
Difference
1.40 percentage points

People Also Ask

Delaware vs Texas Owner Costs to Income — Common Questions

Q What is Delaware's owner costs to income?

Delaware's owner costs to income is 16.6%.

Q What is Texas's owner costs to income?

Texas's owner costs to income is 18.0%.

Q Which state has a lower owner costs to income — Delaware or Texas?

Delaware has a lower owner costs to income ratio than Texas.

Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.