Car Insurance Cost Comparison
Quality of Life

Delaware vs New York: Car Insurance Cost

Delaware has cheaper average full coverage car insurance than New York by $2,139.

Delaware flag
Delaware
DE • South
Winner
$2,396/yr
Average annual full coverage car insurance premium (WalletHub 2026).
New York flag
New York
NY • Northeast
$4,535/yr
Average annual full coverage car insurance premium (WalletHub 2026).

Visual Comparison

Delaware $2,396/yr
New York $4,535/yr

Difference: $2,139 — Delaware leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for car insurance cost.

Delaware #37 · $2,396/yr
New York #50 · $4,535/yr
Best Worst

10 Best States — Car Insurance Cost

Lower is better
#1 Vermont flag Vermont
$1,212/yr
#2 Maine flag Maine
$1,251/yr
#3 Idaho flag Idaho
$1,262/yr
#4 Ohio flag Ohio
$1,308/yr
#5 Iowa flag Iowa
$1,409/yr
#6 Indiana flag Indiana
$1,432/yr
#7 Hawaii flag Hawaii
$1,434/yr
#8 North Carolina flag North Carolina
$1,454/yr
#9 Wisconsin flag Wisconsin
$1,457/yr
#10 New Hampshire flag New Hampshire
$1,510/yr
Selected states
#37 Delaware flag Delaware
$2,396/yr
#50 New York flag New York
$4,535/yr

Delaware ranks 37th and New York ranks 50th nationally for car insurance cost.

What This Means

Delaware vs New York: Car Insurance Cost in context

Delaware has a car insurance cost of $2,396/yr, compared with $4,535/yr in New York. Average annual full coverage car insurance premium (WalletHub 2026).

Delaware
$2,396/yr
New York
$4,535/yr
Difference
$2,139

People Also Ask

Delaware vs New York Car Insurance Cost — Common Questions

Q What is Delaware's car insurance cost?

Delaware's car insurance cost is $2,396/yr.

Q What is New York's car insurance cost?

New York's car insurance cost is $4,535/yr.

Q Which state has a lower car insurance cost — Delaware or New York?

Delaware has cheaper average full coverage car insurance than New York by $2,139.

More Comparisons: Delaware vs New York

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Full Comparison

Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.