Delaware vs Maryland
Delaware is cheaper overall, while $100 goes further in Delaware, Maryland has higher incomes, Maryland has lower state income tax, and Maryland gets more sunshine.
Quality of Life
Composite score — income, affordability, education, health, and safety.
Delaware
winner
Maryland
Overview
Key differences overview
These cards keep the comparison factual first, so the biggest tradeoffs in affordability, housing, taxes, politics, climate, and day-to-day living are easy to scan.
Delaware is 18.5 points cheaper overall
Delaware has the lower cost-of-living index. Delaware is at 103.2, while Maryland is at 121.7.
View detailed comparison$100 goes $6.69 further in Delaware
After BEA price-level adjustments, $100 has about $103.24 of local buying power in Delaware, versus $96.55 in Maryland.
View detailed comparisonMaryland income is 24.1% higher
Maryland has the higher median household income at $98,461, compared with $79,325 in Delaware.
View detailed comparisonMaryland minimum wage is $1.75 higher
Maryland has the higher statewide minimum wage at $15.00/hr, compared with $13.25/hr in Delaware.
View detailed comparisonMaryland homes cost about 1.3x more
Delaware has the lower median home value at $296,700, versus $375,600 in Maryland.
View detailed comparisonMaryland has lower state income tax
Maryland has the lower state income tax rate. Its top rate is 5.75%, compared with 6.60% in Delaware.
View detailed comparisonTake-Home Calculator
What's Your Salary Really Worth?
Enter your gross income to see real purchasing power and the cost-of-living equivalent in both states.
- Gross salary
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- State income tax (top rate 6.6%)
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- After state tax
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- Real buying power (BEA RPP)
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- Gross salary
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- State income tax (top rate 5.8%)
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- After state tax
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- Real buying power (BEA RPP)
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Cost-of-Living Equivalent
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* "After state tax" uses the top marginal rate — actual effective rate is lower for most incomes. Real buying power uses BEA Regional Price Parity (100.9 for Delaware, 107.7 for Maryland). COL equivalent uses the MERIC/C2ER composite index.
Tradeoffs
Pros and cons for each state
A fast scan of the biggest advantages and drawbacks pulled from affordability, housing, income, taxes, safety, health, education, jobs, and weather.
Delaware
At-a-glance strengths and tradeoffs
Pros: Delaware
- Delaware has a lower overall cost of living.
- Delaware has a lower housing cost index.
- Delaware has lower median home values.
- Delaware has lower property tax rates on average.
- Delaware has a lower violent crime rate.
- Delaware job growth trend is stronger.
Cons
- Delaware shows lower median income.
- Delaware health access/outcomes proxy is lower.
- Delaware health coverage access proxy is weaker.
- Delaware education proxy is lower.
- Delaware has fewer sunny days.
Maryland
At-a-glance strengths and tradeoffs
Pros: Maryland
- Maryland shows higher median income.
- Maryland health access/outcomes proxy is higher.
- Maryland health coverage access proxy is stronger.
- Maryland education proxy is higher.
- Maryland has more sunny days.
Cons
- Maryland has a higher overall cost of living.
- Maryland has a higher housing cost index.
- Maryland has higher median home values.
- Maryland has higher property tax rates on average.
- Maryland has a higher violent crime rate.
- Maryland job growth trend is weaker.
Full Comparison
Pick a category to focus on. General shows the most important facts at a glance.
| Metric |
|
|
|---|---|---|
|
Capital City
|
Dover | Annapolis |
|
State Color
|
Solid Blue | Solid Blue |
|
Population
|
989,948
|
6,177,224
|
|
Median Income
|
$79,325
|
$98,461
|
|
Cost of Living
|
103.2
|
121.7
|
|
Median Housing Value
|
$296,700
|
$375,600
|
|
Property Tax
|
0.50%
|
0.97%
|
|
State Income Tax
|
6.60%
|
5.75%
|
|
Minimum Wage
|
$13.25/hr
|
$15.00/hr
|
|
Gas Price
|
$3.914/gal
|
$4.088/gal
|
|
Electricity Rates
|
16.51 c/kWh
|
20.61 c/kWh
|
|
Livability Score
|
50.03
|
49.79
|
|
Average Temperature
|
55.3°F
|
54.2°F
|
|
Sunny Days
|
97 days
|
105 days
|
|
Land Area
|
2,489 sq mi
|
12,407 sq mi
|
|
Population Density
|
397.7 per sq mi
|
497.9 per sq mi
|
|
Statehood
|
December 7, 1787 (#1)
|
April 28, 1788 (#7)
|
Intent-Oriented
Which state fits your priorities better?
Use these cards as decision shortcuts for common goals like saving money, buying a home, finding better weather, or optimizing for work and family life.
Delaware is cheaper overall
Overall cost-of-living index: 103.2 vs 121.7 in Maryland. On a national baseline of 100, the lower score usually means cheaper day-to-day expenses.
See full dataDelaware is cheaper at the pump
Average regular gas price: $3.914/gal in Delaware vs $4.088/gal in Maryland. Lower pump prices can cut everyday driving costs.
See full dataMaryland has the higher minimum wage
State minimum wage: $15.00/hr in Maryland vs $13.25/hr in Delaware. That matters most for hourly, entry-level, and part-time workers.
See full dataDelaware has cheaper electricity
Average residential electricity rate: 16.51 c/kWh in Delaware vs 20.61 c/kWh in Maryland. Lower cents-per-kWh pricing can help keep utility bills down.
See full dataDelaware is more attainable for buyers
Home-value-to-income ratio: 3.74x in Delaware vs 3.81x in Maryland. A lower ratio means the median home is easier to afford on a median income.
See full dataDelaware is easier for renters
Rent-to-income ratio: 18.5% in Delaware vs 20.5% in Maryland. A lower percentage means rent takes a smaller bite out of a typical household budget.
See full dataExplore by Category
Dive Deeper
Each link opens a full one-on-one breakdown for that metric — national rankings, charts, and context.
People Also Ask
Delaware vs Maryland - Common Questions
Q Is Delaware cheaper to live in than Maryland?
Delaware has the lower cost of living. On the national index (100 = average), Delaware scores 103.2 versus 121.7 for Maryland - a gap of 18.5 points.
Q Where does $100 go further - Delaware or Maryland?
$100 goes further in Delaware. After BEA regional price adjustments, $100 is worth about $103.24 in Delaware, compared with $96.55 in Maryland.
Q Which state is bigger - Delaware or Maryland?
Maryland is larger, covering 12,407 sq mi compared with 2,489 sq mi for Delaware - roughly 5.0x the size.
Q Does Delaware or Maryland have more people?
Maryland has the larger population at 6,177,224, compared with 989,948 in Delaware.
Q Which state has higher household income - Delaware or Maryland?
Maryland has the higher median household income at $98,461, versus $79,325 in Delaware.
Q Which state has lower income taxes - Delaware or Maryland?
Maryland has the lower state income tax top rate at 5.75%, compared with 6.60% in Delaware.
Q Is housing cheaper in Delaware or Maryland?
Homes are cheaper in Delaware, where the median home value is $296,700, versus $375,600 in Maryland.
Q Which state is more densely populated - Delaware or Maryland?
Maryland is more densely populated at 497.9 per sq mi people per sq mi. Delaware is more spread out at 397.7 per sq mi people per sq mi.
Related Comparisons
Methodology
All figures are sourced from U.S. government datasets and updated annually. Page last updated: April 2026.
Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files and statehood dates from the National Archives. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker. See our editorial policy for how we review and update these pages.