Car Insurance Cost Comparison
Quality of Life

Connecticut vs Florida: Car Insurance Cost

Connecticut has cheaper average full coverage car insurance than Florida by $953.

Connecticut flag
Connecticut
CT • Northeast
Winner
$2,453/yr
Average annual full coverage car insurance premium (WalletHub 2026).
Florida flag
Florida
FL • South
$3,406/yr
Average annual full coverage car insurance premium (WalletHub 2026).

Visual Comparison

Connecticut $2,453/yr
Florida $3,406/yr

Difference: $953 — Connecticut leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for car insurance cost.

Connecticut #40 · $2,453/yr
Florida #48 · $3,406/yr
Best Worst

10 Best States — Car Insurance Cost

Lower is better
#1 Vermont flag Vermont
$1,212/yr
#2 Maine flag Maine
$1,251/yr
#3 Idaho flag Idaho
$1,262/yr
#4 Ohio flag Ohio
$1,308/yr
#5 Iowa flag Iowa
$1,409/yr
#6 Indiana flag Indiana
$1,432/yr
#7 Hawaii flag Hawaii
$1,434/yr
#8 North Carolina flag North Carolina
$1,454/yr
#9 Wisconsin flag Wisconsin
$1,457/yr
#10 New Hampshire flag New Hampshire
$1,510/yr
Selected states
#40 Connecticut flag Connecticut
$2,453/yr
#48 Florida flag Florida
$3,406/yr

Connecticut ranks 40th and Florida ranks 48th nationally for car insurance cost.

What This Means

Connecticut vs Florida: Car Insurance Cost in context

Connecticut has a car insurance cost of $2,453/yr, compared with $3,406/yr in Florida. Average annual full coverage car insurance premium (WalletHub 2026).

Connecticut
$2,453/yr
Florida
$3,406/yr
Difference
$953

People Also Ask

Connecticut vs Florida Car Insurance Cost — Common Questions

Q What is Connecticut's car insurance cost?

Connecticut's car insurance cost is $2,453/yr.

Q What is Florida's car insurance cost?

Florida's car insurance cost is $3,406/yr.

Q Which state has a lower car insurance cost — Connecticut or Florida?

Connecticut has cheaper average full coverage car insurance than Florida by $953.

More Comparisons: Connecticut vs Florida

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Full Comparison

Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.