Owner Costs to Income Comparison
Housing

California vs Hawaii: Owner Costs to Income

Hawaii has a lower owner costs to income ratio than California.

California flag
California
CA • West
21.0%
Median selected monthly owner costs as a percentage of household income (ACS 2023).
Hawaii flag
Hawaii
HI • West
Winner
19.5%
Median selected monthly owner costs as a percentage of household income (ACS 2023).

Visual Comparison

California 21.0%
Hawaii 19.5%

Difference: 1.50 percentage points — Hawaii leads.

Related Context

Ownership Cost Burden

Lenders typically flag anything above 28% as stretched — here's how ownership stacks up against income.

Metric
California
Hawaii

What This Means

California vs Hawaii: Owner Costs to Income in context

Hawaii has a owner costs to income of 19.5%, compared with 21.0% in California. Median selected monthly owner costs as a percentage of household income (ACS 2023).

California
21.0%
Hawaii
19.5%
Difference
1.50 percentage points

People Also Ask

California vs Hawaii Owner Costs to Income — Common Questions

Q What is California's owner costs to income?

California's owner costs to income is 21.0%.

Q What is Hawaii's owner costs to income?

Hawaii's owner costs to income is 19.5%.

Q Which state has a lower owner costs to income — California or Hawaii?

Hawaii has a lower owner costs to income ratio than California.

Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset, with minimum wage data from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.