Quality of Life
California vs Florida: Average Credit Score
California has a higher average credit score than Florida.
National Rankings
Where They Rank Nationally
See where both states fall among all 50 states for average credit score.
California
#21 · 721
Florida
#37 · 704
Lowest
Highest
Top 10 States — Average Credit Score
#1
Minnesota
741
Minnesota
#2
Vermont
737
Vermont
#3
Wisconsin
737
Wisconsin
#4
New Hampshire
735
New Hampshire
#5
Washington
734
Washington
#6
Maine
731
Maine
#7
Massachusetts
731
Massachusetts
#8
South Dakota
731
South Dakota
#9
Hawaii
730
Hawaii
#10
Montana
730
Montana
Selected states
#21
California
721
California
#37
Florida
704
Florida
California ranks 21st and Florida ranks 37th nationally for average credit score.
What this means
California vs Florida: Average Credit Score in context
California's average credit score is 721, compared with 704 in Florida. Average consumer credit score by state in 2025.
California
721
Florida
704
People also ask
California vs Florida Average Credit Score — common questions
QWhat is California's average credit score?
California's average credit score is 721.
QWhat is Florida's average credit score?
Florida's average credit score is 704.
QWhich state has a higher average credit score — California or Florida?
California has a higher average credit score than Florida.
More comparisons: California vs Florida
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Data source and freshness
Primary source
Data period
2025
Dataset reviewed
July 23, 2026
Method note
Average score copied from the maintained ranking table.