Housing

California vs Delaware: Owner Costs to Income

Delaware has a lower owner costs to income ratio than California.

California flag
California
CA · West
21.0%
Median selected monthly owner costs as a percentage of household income (ACS 2023).
Delaware flag
Delaware
DE · South
Winner
16.6%
Median selected monthly owner costs as a percentage of household income (ACS 2023).

Visual comparison

California21.0%
Delaware16.6%

Difference: 4.40 percentage points — Delaware leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for owner costs to income.

California #50 · 21.0%
Delaware #18 · 16.6%
Best Worst

10 Best States — Owner Costs to Income

Lower is better
#1 West Virginia flag West Virginia
13.3%
#2 Arkansas flag Arkansas
14.6%
#3 North Dakota flag North Dakota
14.7%
#4 Alabama flag Alabama
14.8%
#5 Mississippi flag Mississippi
15.2%
#6 South Carolina flag South Carolina
15.4%
#7 Indiana flag Indiana
15.5%
#8 Tennessee flag Tennessee
15.5%
#9 Kentucky flag Kentucky
15.6%
#10 Missouri flag Missouri
15.9%
Selected states
#50 California flag California
21.0%
#18 Delaware flag Delaware
16.6%

California ranks 50th and Delaware ranks 18th nationally for owner costs to income.

Related context

Ownership Cost Burden

Lenders typically flag anything above 28% as stretched — here's how ownership stacks up against income.

MetricCaliforniaDelaware
Owner Costs w/ Mortgage $3,001/mo $1,821/mo
Owner Costs w/o Mortgage $882/mo $596/mo
Median Household Income $84,097 $79,325 Median Home Value $693,700 $296,700 Property Tax Rate 0.70% 0.50%

What this means

California vs Delaware: Owner Costs to Income in context

Delaware's owner costs to income is 16.6%, compared with 21.0% in California. Median selected monthly owner costs as a percentage of household income (ACS 2023).

California
21.0%
Delaware
16.6%
Difference
4.40 percentage points

People also ask

California vs Delaware Owner Costs to Income — common questions

QWhat is California's owner costs to income?

California's owner costs to income is 21.0%.

QWhat is Delaware's owner costs to income?

Delaware's owner costs to income is 16.6%.

QWhich state has a lower owner costs to income — California or Delaware?

Delaware has a lower owner costs to income ratio than California.

More comparisons: California vs Delaware

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Full comparison

Data source and freshness

Data period
ACS 2023 estimates
Dataset reviewed
July 23, 2026
Method note
State values or ratios calculated from ACS fields.