Home Insurance Cost Comparison
Housing

Arkansas vs Delaware: Home Insurance Cost

Delaware has cheaper average home insurance than Arkansas by $4,069.

Arkansas flag
Arkansas
AR • South
$5,045/yr
Average annual home insurance premium for $250,000 in dwelling coverage (MoneyGeek 2026).
Delaware flag
Delaware
DE • South
Winner
$976/yr
Average annual home insurance premium for $250,000 in dwelling coverage (MoneyGeek 2026).

Visual Comparison

Arkansas $5,045/yr
Delaware $976/yr

Difference: $4,069 — Delaware leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for home insurance cost.

Arkansas #44 · $5,045/yr
Delaware #2 · $976/yr
Best Worst

10 Best States — Home Insurance Cost

Lower is better
#1 Hawaii flag Hawaii
$601/yr
#2 Delaware flag Delaware
$976/yr
#3 Vermont flag Vermont
$1,054/yr
#4 Oregon flag Oregon
$1,083/yr
#5 New Hampshire flag New Hampshire
$1,152/yr
#6 Nevada flag Nevada
$1,212/yr
#7 Alaska flag Alaska
$1,323/yr
#8 California flag California
$1,348/yr
#9 Wisconsin flag Wisconsin
$1,388/yr
#10 Maine flag Maine
$1,424/yr
Selected states
#44 Arkansas flag Arkansas
$5,045/yr

Arkansas ranks 44th and Delaware ranks 2nd nationally for home insurance cost.

What This Means

Arkansas vs Delaware: Home Insurance Cost in context

Delaware has a home insurance cost of $976/yr, compared with $5,045/yr in Arkansas. Average annual home insurance premium for $250,000 in dwelling coverage (MoneyGeek 2026).

Arkansas
$5,045/yr
Delaware
$976/yr
Difference
$4,069

People Also Ask

Arkansas vs Delaware Home Insurance Cost — Common Questions

Q What is Arkansas's home insurance cost?

Arkansas's home insurance cost is $5,045/yr.

Q What is Delaware's home insurance cost?

Delaware's home insurance cost is $976/yr.

Q Which state has a lower home insurance cost — Arkansas or Delaware?

Delaware has cheaper average home insurance than Arkansas by $4,069.

More Comparisons: Arkansas vs Delaware

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Full Comparison

Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.