Owner Costs to Income Comparison
Housing

Arizona vs Texas: Owner Costs to Income

Arizona has a lower owner costs to income ratio than Texas.

Arizona flag
Arizona
AZ • West
Winner
16.6%
Median selected monthly owner costs as a percentage of household income (ACS 2023).
Texas flag
Texas
TX • South
18.0%
Median selected monthly owner costs as a percentage of household income (ACS 2023).

Visual Comparison

Arizona 16.6%
Texas 18.0%

Difference: 1.40 percentage points — Arizona leads.

Related Context

Ownership Cost Burden

Lenders typically flag anything above 28% as stretched — here's how ownership stacks up against income.

Metric
Arizona
Texas

What This Means

Arizona vs Texas: Owner Costs to Income in context

Arizona has a owner costs to income of 16.6%, compared with 18.0% in Texas. Median selected monthly owner costs as a percentage of household income (ACS 2023).

Arizona
16.6%
Texas
18.0%
Difference
1.40 percentage points

People Also Ask

Arizona vs Texas Owner Costs to Income — Common Questions

Q What is Arizona's owner costs to income?

Arizona's owner costs to income is 16.6%.

Q What is Texas's owner costs to income?

Texas's owner costs to income is 18.0%.

Q Which state has a lower owner costs to income — Arizona or Texas?

Arizona has a lower owner costs to income ratio than Texas.

Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset, with minimum wage data from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.