Housing

Arizona vs Maine: Home Insurance Cost

Maine has cheaper average home insurance than Arizona by $1,181.

Arizona flag
Arizona
AZ · West
$2,605/yr
Average annual home insurance premium for $250,000 in dwelling coverage (MoneyGeek 2026).
Maine flag
Maine
ME · Northeast
Winner
$1,424/yr
Average annual home insurance premium for $250,000 in dwelling coverage (MoneyGeek 2026).

Visual comparison

Arizona$2,605/yr
Maine$1,424/yr

Difference: $1,181 — Maine leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for home insurance cost.

Arizona #29 · $2,605/yr
Maine #10 · $1,424/yr
Best Worst

10 Best States — Home Insurance Cost

Lower is better
#1 Hawaii flag Hawaii
$601/yr
#2 Delaware flag Delaware
$976/yr
#3 Vermont flag Vermont
$1,054/yr
#4 Oregon flag Oregon
$1,083/yr
#5 New Hampshire flag New Hampshire
$1,152/yr
#6 Nevada flag Nevada
$1,212/yr
#7 Alaska flag Alaska
$1,323/yr
#8 California flag California
$1,348/yr
#9 Wisconsin flag Wisconsin
$1,388/yr
#10 Maine flag Maine
$1,424/yr
Selected states
#29 Arizona flag Arizona
$2,605/yr

Arizona ranks 29th and Maine ranks 10th nationally for home insurance cost.

What this means

Arizona vs Maine: Home Insurance Cost in context

Maine's home insurance cost is $1,424/yr, compared with $2,605/yr in Arizona. Average annual home insurance premium for $250,000 in dwelling coverage (MoneyGeek 2026).

Arizona
$2,605/yr
Maine
$1,424/yr
Difference
$1,181

People also ask

Arizona vs Maine Home Insurance Cost — common questions

QWhat is Arizona's home insurance cost?

Arizona's home insurance cost is $2,605/yr.

QWhat is Maine's home insurance cost?

Maine's home insurance cost is $1,424/yr.

QWhich state has a lower home insurance cost — Arizona or Maine?

Maine has cheaper average home insurance than Arizona by $1,181.

More comparisons: Arizona vs Maine

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Full comparison

Data source and freshness

Data period
2026 comparison
Dataset reviewed
July 23, 2026
Method note
Illustrative annual premium for the stated dwelling coverage; actual quotes vary.