Housing
Alaska vs Maine: Home Insurance Cost
Alaska has cheaper average home insurance than Maine by $101.
National Rankings
Where They Rank Nationally
See where both states fall among all 50 states for home insurance cost.
Alaska
#7 · $1,323/yr
Maine
#10 · $1,424/yr
Best
Worst
10 Best States — Home Insurance Cost
Lower is better
#1
Hawaii
$601/yr
Hawaii
#2
Delaware
$976/yr
Delaware
#3
Vermont
$1,054/yr
Vermont
#4
Oregon
$1,083/yr
Oregon
#5
New Hampshire
$1,152/yr
New Hampshire
#6
Nevada
$1,212/yr
Nevada
#7
Alaska
$1,323/yr
Alaska
#8
California
$1,348/yr
California
#9
Wisconsin
$1,388/yr
Wisconsin
#10
Maine
$1,424/yr
Maine
Alaska ranks 7th and Maine ranks 10th nationally for home insurance cost.
What this means
Alaska vs Maine: Home Insurance Cost in context
Alaska's home insurance cost is $1,323/yr, compared with $1,424/yr in Maine. Average annual home insurance premium for $250,000 in dwelling coverage (MoneyGeek 2026).
Alaska
$1,323/yr
Maine
$1,424/yr
Difference
$101
People also ask
Alaska vs Maine Home Insurance Cost — common questions
QWhat is Alaska's home insurance cost?
Alaska's home insurance cost is $1,323/yr.
QWhat is Maine's home insurance cost?
Maine's home insurance cost is $1,424/yr.
QWhich state has a lower home insurance cost — Alaska or Maine?
Alaska has cheaper average home insurance than Maine by $101.
More comparisons: Alaska vs Maine
Grouped tabs keep the deep-dive links tighter and easier to scan.
Explore each state
Data source and freshness
Primary source
Data period
2026 comparison
Dataset reviewed
July 23, 2026
Method note
Illustrative annual premium for the stated dwelling coverage; actual quotes vary.