Quality of Life

Alaska vs California: Car Insurance Cost

Alaska has cheaper average full coverage car insurance than California by $888.

Alaska flag
Alaska
AK · West
Winner
$1,679/yr
Average annual full coverage car insurance premium (WalletHub 2026).
California flag
California
CA · West
$2,567/yr
Average annual full coverage car insurance premium (WalletHub 2026).

Visual comparison

Alaska$1,679/yr
California$2,567/yr

Difference: $888 — Alaska leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for car insurance cost.

Alaska #13 · $1,679/yr
California #44 · $2,567/yr
Best Worst

10 Best States — Car Insurance Cost

Lower is better
#1 Vermont flag Vermont
$1,212/yr
#2 Maine flag Maine
$1,251/yr
#3 Idaho flag Idaho
$1,262/yr
#4 Ohio flag Ohio
$1,308/yr
#5 Iowa flag Iowa
$1,409/yr
#6 Indiana flag Indiana
$1,432/yr
#7 Hawaii flag Hawaii
$1,434/yr
#8 North Carolina flag North Carolina
$1,454/yr
#9 Wisconsin flag Wisconsin
$1,457/yr
#10 New Hampshire flag New Hampshire
$1,510/yr
Selected states
#13 Alaska flag Alaska
$1,679/yr
#44 California flag California
$2,567/yr

Alaska ranks 13th and California ranks 44th nationally for car insurance cost.

What this means

Alaska vs California: Car Insurance Cost in context

Alaska's car insurance cost is $1,679/yr, compared with $2,567/yr in California. Average annual full coverage car insurance premium (WalletHub 2026).

Alaska
$1,679/yr
California
$2,567/yr
Difference
$888

People also ask

Alaska vs California Car Insurance Cost — common questions

QWhat is Alaska's car insurance cost?

Alaska's car insurance cost is $1,679/yr.

QWhat is California's car insurance cost?

California's car insurance cost is $2,567/yr.

QWhich state has a lower car insurance cost — Alaska or California?

Alaska has cheaper average full coverage car insurance than California by $888.

More comparisons: Alaska vs California

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Full comparison

Data source and freshness

Data period
2026 comparison
Dataset reviewed
July 23, 2026
Method note
Illustrative full-coverage premium; individual quotes vary.