Alabama
AL • South
Quality of Life Score
47.01
State Comparison
Alabama vs Florida
Alabama is cheaper overall, while $100 goes further in Alabama, Florida has higher incomes, Florida has lower state income tax, and Florida gets more sunshine.
Alabama
13
/ 31
metrics won
Score
VS
Florida
18
/ 31
metrics won
AL wins Housing
AL wins Quality of Life
FL wins Climate
FL wins Income
Quality of Life
Composite score — income, affordability, education, health, and safety.
Alabama
vs
Florida
winner
Florida scores higher on quality of life — 11.50 points difference.
Overview
Key differences overview
These cards keep the comparison factual first, so the biggest tradeoffs in affordability, housing, taxes, politics, climate, and day-to-day living are easy to scan.
Overall Affordability
Alabama is 11.9 points cheaper overall
Alabama has the lower cost-of-living index. Alabama is at 88.6, while Florida is at 100.5.
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Real Dollar Value
$100 goes $8.17 further in Alabama
After BEA price-level adjustments, $100 has about $114.62 of local buying power in Alabama, versus $106.45 in Florida.
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Income
Florida income is 23.6% higher
Florida has the higher median household income at $67,917, compared with $54,943 in Alabama.
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Jobs
Florida minimum wage is $6.75 higher
Florida has the higher statewide minimum wage at $14.00/hr, compared with $7.25/hr in Alabama.
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Housing
Florida homes cost about 2.0x more
Alabama has the lower median home value at $174,600, versus $348,000 in Florida.
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Taxes
Florida has lower state income tax
Florida has the lower state income tax rate. Its top rate is 0.00%, compared with 5.00% in Alabama.
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Enter your gross income to see real purchasing power and the cost-of-living equivalent in both states.
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Alabama
- Gross salary
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- State income tax (top rate 5.0%)
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- After state tax
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- Real buying power (BEA RPP)
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Florida
- Gross salary
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- State income tax (none)
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- After state tax
- —
- Real buying power (BEA RPP)
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Cost-of-Living Equivalent
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* "After state tax" uses the top marginal rate — actual effective rate is lower for most incomes. Real buying power uses BEA Regional Price Parity (87.2 for Alabama, 100.7 for Florida). COL equivalent uses the MERIC/C2ER composite index.
Tradeoffs
Pros and cons for each state
A fast scan of the biggest advantages and drawbacks pulled from affordability, housing, income, taxes, safety, health, education, jobs, and weather.
Alabama
At-a-glance strengths and tradeoffs
Pros: Alabama
- Alabama has a lower overall cost of living.
- Alabama has a lower housing cost index.
- Alabama has lower median home values.
- Alabama has lower property tax rates on average.
- Alabama job growth trend is stronger.
- Alabama health coverage access proxy is stronger.
Cons
- Alabama shows lower median income.
- Alabama has a higher violent crime rate.
- Alabama health access/outcomes proxy is lower.
- Alabama education proxy is lower.
- Alabama has fewer sunny days.
Florida
At-a-glance strengths and tradeoffs
Pros: Florida
- Florida shows higher median income.
- Florida has a lower violent crime rate.
- Florida health access/outcomes proxy is higher.
- Florida education proxy is higher.
- Florida has more sunny days.
Cons
- Florida has a higher overall cost of living.
- Florida has a higher housing cost index.
- Florida has higher median home values.
- Florida has higher property tax rates on average.
- Florida job growth trend is weaker.
- Florida health coverage access proxy is weaker.
Full Comparison
Pick a category to focus on. General shows the most important facts at a glance.
| Metric |
AL
|
FL
|
|---|---|---|
|
Capital City
|
Montgomery | Tallahassee |
|
State Color
|
Solid Red | Solid Red |
|
Population
|
5,024,279
|
21,538,187
|
|
Median Income
|
$54,943
|
$67,917
|
|
Cost of Living
|
88.6
|
100.5
|
|
Median Housing Value
|
$174,600
|
$348,000
|
|
Property Tax
|
0.38%
|
0.76%
|
|
State Income Tax
|
5.00%
|
None (0%)
|
|
Minimum Wage
|
$7.25/hr
|
$14.00/hr
|
|
Gas Price
|
$3.840/gal
|
$4.198/gal
|
|
Electricity Rates
|
16.06 c/kWh
|
15.92 c/kWh
|
|
Livability Score
|
47.01
|
58.51
|
|
Average Temperature
|
62.8°F
|
70.7°F
|
|
Sunny Days
|
99 days
|
101 days
|
|
Land Area
|
52,419 sq mi
|
65,758 sq mi
|
|
Population Density
|
95.8 per sq mi
|
327.5 per sq mi
|
|
Statehood
|
December 14, 1819 (#22)
|
March 3, 1845 (#27)
|
Intent-Oriented
Which state fits your priorities better?
Use these cards as decision shortcuts for common goals like saving money, buying a home, finding better weather, or optimizing for work and family life.
6
of
17
shown
Saving Money
Alabama is cheaper overall
Overall cost-of-living index: 88.6 vs 100.5 in Florida. On a national baseline of 100, the lower score usually means cheaper day-to-day expenses.
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Gas Price
Alabama is cheaper at the pump
Average regular gas price: $3.840/gal in Alabama vs $4.198/gal in Florida. Lower pump prices can cut everyday driving costs.
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Minimum Wage
Florida has the higher minimum wage
State minimum wage: $14.00/hr in Florida vs $7.25/hr in Alabama. That matters most for hourly, entry-level, and part-time workers.
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Electricity Rates
Florida has cheaper electricity
Average residential electricity rate: 15.92 c/kWh in Florida vs 16.06 c/kWh in Alabama. Lower cents-per-kWh pricing can help keep utility bills down.
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Buying a Home
Alabama is more attainable for buyers
Home-value-to-income ratio: 3.18x in Alabama vs 5.12x in Florida. A lower ratio means the median home is easier to afford on a median income.
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Renting
Alabama is easier for renters
Rent-to-income ratio: 20.2% in Alabama vs 25.5% in Florida. A lower percentage means rent takes a smaller bite out of a typical household budget.
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Dive Deeper
Each link opens a full one-on-one breakdown for that metric — national rankings, charts, and context.
People Also Ask
Alabama vs Florida - Common Questions
Q Is Alabama cheaper to live in than Florida?
Alabama has the lower cost of living. On the national index (100 = average), Alabama scores 88.6 versus 100.5 for Florida - a gap of 11.9 points.
Q Where does $100 go further - Alabama or Florida?
$100 goes further in Alabama. After BEA regional price adjustments, $100 is worth about $114.62 in Alabama, compared with $106.45 in Florida.
Q Which state is bigger - Alabama or Florida?
Florida is larger, covering 65,758 sq mi compared with 52,419 sq mi for Alabama - roughly 1.3x the size.
Q Does Alabama or Florida have more people?
Florida has the larger population at 21,538,187, compared with 5,024,279 in Alabama.
Q Which state has higher household income - Alabama or Florida?
Florida has the higher median household income at $67,917, versus $54,943 in Alabama.
Q Which state has lower income taxes - Alabama or Florida?
Florida has no state income tax, while Alabama charges up to 5.00%.
Q Is housing cheaper in Alabama or Florida?
Homes are cheaper in Alabama, where the median home value is $174,600, versus $348,000 in Florida.
Q Which state is more densely populated - Alabama or Florida?
Florida is more densely populated at 327.5 per sq mi people per sq mi. Alabama is more spread out at 95.8 per sq mi people per sq mi.
Related Comparisons
Methodology
All figures are sourced from U.S. government datasets and updated annually. Page last updated: April 2026.
Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files and statehood dates from the National Archives. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker. See our editorial policy for how we review and update these pages.