Owner Costs to Income Comparison
Housing

Alabama vs California: Owner Costs to Income

Alabama has a lower owner costs to income ratio than California.

Alabama flag
Alabama
AL • South
Winner
14.8%
Median selected monthly owner costs as a percentage of household income (ACS 2023).
California flag
California
CA • West
21.0%
Median selected monthly owner costs as a percentage of household income (ACS 2023).

Visual Comparison

Alabama 14.8%
California 21.0%

Difference: 6.20 percentage points — Alabama leads.

Related Context

Ownership Cost Burden

Lenders typically flag anything above 28% as stretched — here's how ownership stacks up against income.

Metric
Alabama
California

What This Means

Alabama vs California: Owner Costs to Income in context

Alabama has a owner costs to income of 14.8%, compared with 21.0% in California. Median selected monthly owner costs as a percentage of household income (ACS 2023).

Alabama
14.8%
California
21.0%
Difference
6.20 percentage points

People Also Ask

Alabama vs California Owner Costs to Income — Common Questions

Q What is Alabama's owner costs to income?

Alabama's owner costs to income is 14.8%.

Q What is California's owner costs to income?

California's owner costs to income is 21.0%.

Q Which state has a lower owner costs to income — Alabama or California?

Alabama has a lower owner costs to income ratio than California.

Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset, with minimum wage data from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.