Car Insurance Cost Comparison
Quality of Life

Alabama vs Arkansas: Car Insurance Cost

Alabama has cheaper average full coverage car insurance than Arkansas by $421.

Alabama flag
Alabama
AL • South
Winner
$2,029/yr
Average annual full coverage car insurance premium (WalletHub 2026).
Arkansas flag
Arkansas
AR • South
$2,450/yr
Average annual full coverage car insurance premium (WalletHub 2026).

Visual Comparison

Alabama $2,029/yr
Arkansas $2,450/yr

Difference: $421 — Alabama leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for car insurance cost.

Alabama #24 · $2,029/yr
Arkansas #39 · $2,450/yr
Best Worst

10 Best States — Car Insurance Cost

Lower is better
#1 Vermont flag Vermont
$1,212/yr
#2 Maine flag Maine
$1,251/yr
#3 Idaho flag Idaho
$1,262/yr
#4 Ohio flag Ohio
$1,308/yr
#5 Iowa flag Iowa
$1,409/yr
#6 Indiana flag Indiana
$1,432/yr
#7 Hawaii flag Hawaii
$1,434/yr
#8 North Carolina flag North Carolina
$1,454/yr
#9 Wisconsin flag Wisconsin
$1,457/yr
#10 New Hampshire flag New Hampshire
$1,510/yr
Selected states
#24 Alabama flag Alabama
$2,029/yr
#39 Arkansas flag Arkansas
$2,450/yr

Alabama ranks 24th and Arkansas ranks 39th nationally for car insurance cost.

What This Means

Alabama vs Arkansas: Car Insurance Cost in context

Alabama has a car insurance cost of $2,029/yr, compared with $2,450/yr in Arkansas. Average annual full coverage car insurance premium (WalletHub 2026).

Alabama
$2,029/yr
Arkansas
$2,450/yr
Difference
$421

People Also Ask

Alabama vs Arkansas Car Insurance Cost — Common Questions

Q What is Alabama's car insurance cost?

Alabama's car insurance cost is $2,029/yr.

Q What is Arkansas's car insurance cost?

Arkansas's car insurance cost is $2,450/yr.

Q Which state has a lower car insurance cost — Alabama or Arkansas?

Alabama has cheaper average full coverage car insurance than Arkansas by $421.

More Comparisons: Alabama vs Arkansas

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Full Comparison

Sources: Core demographic data comes from the 2020 U.S. Census, with land area from U.S. Census Bureau TIGER files. Income, housing, affordability, and tax fields are maintained in our comparison dataset; purchasing-power figures use BEA Regional Price Parities. Minimum wage data comes from the U.S. Department of Labor, gas prices from AAA, and electricity rates from the U.S. Energy Information Administration. Political control and election fields use 2024 presidential results together with National Conference of State Legislatures data. Gun-law labels use the Giffords scorecard, alcohol system data comes from NABCA, and marijuana status uses NCSL's state cannabis laws tracker.