Quality of Life

Alabama vs Arizona: Car Insurance Cost

Alabama has cheaper average full coverage car insurance than Arizona by $82.

Alabama flag
Alabama
AL · South
Winner
$2,029/yr
Average annual full coverage car insurance premium (WalletHub 2026).
Arizona flag
Arizona
AZ · West
$2,111/yr
Average annual full coverage car insurance premium (WalletHub 2026).

Visual comparison

Alabama$2,029/yr
Arizona$2,111/yr

Difference: $82 — Alabama leads.

National Rankings

Where They Rank Nationally

See where both states fall among all 50 states for car insurance cost.

Alabama #24 · $2,029/yr
Arizona #28 · $2,111/yr
Best Worst

10 Best States — Car Insurance Cost

Lower is better
#1 Vermont flag Vermont
$1,212/yr
#2 Maine flag Maine
$1,251/yr
#3 Idaho flag Idaho
$1,262/yr
#4 Ohio flag Ohio
$1,308/yr
#5 Iowa flag Iowa
$1,409/yr
#6 Indiana flag Indiana
$1,432/yr
#7 Hawaii flag Hawaii
$1,434/yr
#8 North Carolina flag North Carolina
$1,454/yr
#9 Wisconsin flag Wisconsin
$1,457/yr
#10 New Hampshire flag New Hampshire
$1,510/yr
Selected states
#24 Alabama flag Alabama
$2,029/yr
#28 Arizona flag Arizona
$2,111/yr

Alabama ranks 24th and Arizona ranks 28th nationally for car insurance cost.

What this means

Alabama vs Arizona: Car Insurance Cost in context

Alabama's car insurance cost is $2,029/yr, compared with $2,111/yr in Arizona. Average annual full coverage car insurance premium (WalletHub 2026).

Alabama
$2,029/yr
Arizona
$2,111/yr
Difference
$82

People also ask

Alabama vs Arizona Car Insurance Cost — common questions

QWhat is Alabama's car insurance cost?

Alabama's car insurance cost is $2,029/yr.

QWhat is Arizona's car insurance cost?

Arizona's car insurance cost is $2,111/yr.

QWhich state has a lower car insurance cost — Alabama or Arizona?

Alabama has cheaper average full coverage car insurance than Arizona by $82.

More comparisons: Alabama vs Arizona

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Full comparison

Data source and freshness

Data period
2026 comparison
Dataset reviewed
July 23, 2026
Method note
Illustrative full-coverage premium; individual quotes vary.